Don't miss this beautifully updated 3-bedroom + loft, 2.5-bathroom home located in the highly sought-after gated community of Rancho Montecito in Vista. This move-in-ready home blends modern design, thoughtful upgrades, and tranquil outdoor living. Step inside to discover soaring vaulted ceilings, gleaming hardwood floors, recessed lighting, and a cozy fireplace that anchors the spacious living area. The remodeled kitchen is a chef’s dream, featuring quartz countertops, stainless steel appliances, new cabinetry and breakfast bar. Upstairs, a versatile loft provides extra space for a home office, playroom, or media nook. A convenient downstairs half-bath and full-sized laundry area complete the functional layout. Enjoy indoor-outdoor living with a low-maintenance backyard framed by mature trees and no homes directly behind, offering privacy and shade for outdoor entertaining. Residents of Rancho Montecito enjoy gated security, a sparkling community pool, and beautifully maintained grounds—all with a low monthly HOA. Located near top-rated schools, shopping, dining, parks, and with easy access to the 78 Freeway, this home offers the best of North County San Diego living.null
Sold for $1,040,000 on 07/31/25
$1,040,000
1937 Elm Ridge Dr, Vista, CA 92081
3beds
1,810sqft
Single Family Residence
Built in 1988
0.12 Square Feet Lot
$1,035,800 Zestimate®
$575/sqft
$3,933 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 31, 2025 at 07:25pm
Listed by:
Mary Smylie DRE #02047635 760-456-5109,
Compass,
Joanne Lindberg DRE #02242360 619-800-6049,
Compass
Bought with:
Mary Smylie, DRE #02047635
Compass
Joanne Lindberg, DRE #02242360
Compass
Source: SDMLS,MLS#: 250035033
Originating MLS: San Diego Association of REALTOR

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Garage Door Opener, Range/Oven, Refrigerator, Washer, Counter Top
- Laundry: Electric, Gas, Gas & Electric Dryer HU
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached
- Garage spaces: 2
Features
- Levels: 2 Story
- Pool features: Community/Common
- Fencing: Full
Lot
- Size: 0.12 sqft
Details
- Parcel number: 1694231300
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, Wood
- Roof: Tile/Clay
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & neighborhood
Location
- Region: Vista
- Subdivision: Shadow Ridge (SHAD)
HOA & financial
HOA
- HOA fee: $173 monthly
- Services included: Common Area Maintenance, Gated Community
- Association name: Rancho Montecito
Other
Other facts
- Listing terms: Cash,Conventional
Services availability
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Estimated market value
$1,035,800