195 White Sandy Drive - Gulf Highlands Beach ResortFully renovated 2-bedroom, 2.5-bath townhome just 20 steps from the pool and featuring the largest private patio in Gulf Highlands! Unit is being sold fully furnished.Located in one of the only gated beachside communities with ultra-low HOA fees, this turnkey unit boasts a modern kitchen, updated baths, new flooring, fresh paint, plantation shutters, and a new tankless water heater. The exterior shines with new siding, custom pavers, hurricane shutters, and a screened back entry.Gulf Highlands offers private beach access, 11 pools (including a beachfront pool), tennis, mini-golf, a gym, and a beachside clubhouse with a restaurant--just minutes from Pier Park and local dining.Don't miss your chance to own a fully remodeled townhome in a gated beachside community with unbeatable value and one of the lowest HOA fees along the Emerald Coast!📞 Schedule your private showing today!
Pending
$364,500
195 White Sandy Dr, Panama City Beach, FL 32407
2beds
972sqft
Est.:
Townhouse
Built in 1988
1,476 Square Feet Lot
$353,100 Zestimate®
$375/sqft
$374/mo HOA
What's special
Largest private patioFresh paintUpdated bathsModern kitchenNew tankless water heaterHurricane shuttersNew flooring
- 23 days
- on Zillow |
- 599 |
- 27 |
Zillow last checked: 7 hours ago
Listing updated: July 31, 2025 at 01:11pm
Listed by:
Jacob C Montague 404-307-4460,
Ledford Realty Group, LLC
Source: CPAR,MLS#: 776487
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Primary bedroom
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Heating
- Central, Coal, Electric, ENERGY STAR Qualified Equipment, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment
Appliances
- Included: Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
Features
- Additional Living Quarters, In-Law Floorplan, Kitchen Island, Recessed Lighting, Shutters, Smart Thermostat
- Doors: Storm Door(s)
- Windows: Plantation Shutters
- Furnished: Yes
Interior area
- Total interior livable area: 972 sqft
Property
Parking
- Parking features: Additional Parking
Features
- Patio & porch: Balcony
- Exterior features: Balcony, Sprinkler/Irrigation, Patio, Storm/Security Shutters
- Pool features: Community, Pool
- Fencing: Fenced
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Size: 1,476 Square Feet
- Dimensions: 18 x 82
Details
- Parcel number: 34779097000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Stucco, Wood Frame
Condition
- Year built: 1988
Utilities & green energy
- Electric: 220 Volts
- Utilities for property: Trash Collection, Underground Utilities
Green energy
- Energy efficient items: Appliances
Community & HOA
Community
- Features: Short Term Rental Allowed, Gated, Pool
- Security: Gated Community, Security System
- Subdivision: Gulf Highlands Beach Resort
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Gated, Picnic Area
- Services included: Association Management, Clubhouse, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sprinkler, Security, Trash
- HOA fee: $374 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $375/sqft
- Tax assessed value: $285,105
- Annual tax amount: $3,549
- Date on market: 7/18/2025
- Listing terms: Cash,Conventional,VA Loan
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