Welcome to The Boardwalk, one of Smith Mountain Lake's most sought-after communities thanks to its ideal location by both land and water. This Nantucket-style home offers just under 3,000 square feet of thoughtfully designed living space across three levels -- perfect for spreading out guests and family while maintaining a comfortable, manageable feel. Enjoy stunning sunrises over Smith Mountain from your home, and take full advantage of the community's exceptional amenities including a pool, tennis courts, game area, picnic pavilion, waterfront gazebo, and scenic lookout tower. HOA dues cover lawn mowing, weed control, and landscaping, allowing for low-maintenance living. This property includes a covered, deeded boat slip (Slip 17), PWC lift, a one-car garage, and four additional parking spaces. NEW ROOF 2024. Beautifully maintained and full of charm, this home offers the perfect blend of lake living and year-round convenience in a neighborhood that truly feels like home.
Pending
$1,150,000
20 Cottage Ln, Moneta, VA 24121
3beds
2,863sqft
Est.:
Single Family Residence
Built in 1998
8,712 Square Feet Lot
$1,114,100 Zestimate®
$402/sqft
$470/mo HOA
What's special
Waterfront gazeboPwc liftOne-car garageGame areaThoughtfully designed living spaceCovered deeded boat slipScenic lookout tower
- 6 days
- on Zillow |
- 1,431 |
- 54 |
Zillow last checked: 7 hours ago
Listing updated: August 11, 2025 at 03:37am
Listed by:
JADA A. TURNER 540-263-0202,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Source: RVAR,MLS#: 919893

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: E
Bedroom 2
- Level: U
Bedroom 3
- Level: U
Den
- Level: U
Dining area
- Level: E
Foyer
- Level: E
Kitchen
- Level: E
Laundry
- Level: E
Living room
- Level: E
Office
- Level: U
Recreation room
- Level: L
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dishwasher, Microwave, Electric Range, Refrigerator
Features
- Book Shelves, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: Full View
- Windows: Insulated Windows
- Basement: Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Living Room, Recreation Room, Gas Log, Masonry Fireplace
Interior area
- Total structure area: 2,863
- Total interior livable area: 2,863 sqft
- Finished area above ground: 1,924
- Finished area below ground: 939
Property
Parking
- Total spaces: 5
- Parking features: Attached, Paved, Garage Door Opener
- Has attached garage: Yes
- Covered spaces: 1
- Uncovered spaces: 4
Features
- Patio & porch: Covered, Deck, Front Porch
- Has view: Yes
- View description: Mountain(s), Sunrise
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Beach Access, Cove, Main Channel
- Body of water: Smith Mtn Lake
Lot
- Size: 8,712 Square Feet
- Features: Sloped Down, Level
Details
- Parcel number: 032 0610700
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- Completed
- Year built: 1998
Utilities & green energy
- Electric: 0 Phase
- Sewer: Shared Septic
- Water: Public
- Utilities for property: Underground Utilities, Cable
Community & HOA
Community
- Features: Pool, Tennis Court(s)
- Subdivision: The Boardwalk
HOA
- Has HOA: Yes
- HOA fee: $470 monthly
Location
- Region: Moneta
Financial & listing details
- Price per square foot: $402/sqft
- Tax assessed value: $997,000
- Annual tax amount: $4,287
- Date on market: 8/8/2025
- Road surface type: Paved
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