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Pending
  • $1,150,000

    20 Cottage Ln, Moneta, VA 24121

    3beds
    2,863sqft
    : 
    Single Family Residence
    Built in 1998
    8,712 Square Feet Lot
    $1,114,100 Zestimate®
    $402/sqft
    $470/mo HOA

    What's special

    Waterfront gazeboPwc liftOne-car garageGame areaThoughtfully designed living spaceCovered deeded boat slipScenic lookout tower
    Welcome to The Boardwalk, one of Smith Mountain Lake's most sought-after communities thanks to its ideal location by both land and water. This Nantucket-style home offers just under 3,000 square feet of thoughtfully designed living space across three levels -- perfect for spreading out guests and family while maintaining a comfortable, manageable feel. Enjoy stunning sunrises over Smith Mountain from your home, and take full advantage of the community's exceptional amenities including a pool, tennis courts, game area, picnic pavilion, waterfront gazebo, and scenic lookout tower. HOA dues cover lawn mowing, weed control, and landscaping, allowing for low-maintenance living. This property includes a covered, deeded boat slip (Slip 17), PWC lift, a one-car garage, and four additional parking spaces. NEW ROOF 2024. Beautifully maintained and full of charm, this home offers the perfect blend of lake living and year-round convenience in a neighborhood that truly feels like home.
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    Zillow last checked: 7 hours ago

    Listing updated: August 11, 2025 at 03:37am

    Listed by:

    JADA A. TURNER 540-263-0202,

    BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Source: RVAR,MLS#: 919893MLS Logo
    Travel times

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: E
    Bedroom 2
    • Level: U
    Bedroom 3
    • Level: U
    Den
    • Level: U
    Dining area
    • Level: E
    Foyer
    • Level: E
    Kitchen
    • Level: E
    Laundry
    • Level: E
    Living room
    • Level: E
    Office
    • Level: U
    Recreation room
    • Level: L
    Heating
    • Heat Pump Electric
    Cooling
    • Heat Pump Electric
    Appliances
    • Included: Dishwasher, Microwave, Electric Range, Refrigerator
    Features
    • Book Shelves, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Wood
    • Doors: Full View
    • Windows: Insulated Windows
    • Basement: Walk-Out Access
    • Number of fireplaces: 2
    • Fireplace features: Living Room, Recreation Room, Gas Log, Masonry Fireplace
    Interior area
    • Total structure area: 2,863
    • Total interior livable area: 2,863 sqft
    • Finished area above ground: 1,924
    • Finished area below ground: 939

    Property

    Parking
    • Total spaces: 5
    • Parking features: Attached, Paved, Garage Door Opener
    • Has attached garage: Yes
    • Covered spaces: 1
    • Uncovered spaces: 4
    Features
    • Patio & porch: Covered, Deck, Front Porch
    • Has view: Yes
    • View description: Mountain(s), Sunrise
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Waterfront, Beach Access, Cove, Main Channel
    • Body of water: Smith Mtn Lake
    Lot
    • Size: 8,712 Square Feet
    • Features: Sloped Down, Level
    Details
    • Parcel number: 032 0610700

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage
    • Property subtype: Single Family Residence
    Materials
    • Wood
    Condition
    • Completed
    • Year built: 1998

    Utilities & green energy

    • Electric: 0 Phase
    • Sewer: Shared Septic
    • Water: Public
    • Utilities for property: Underground Utilities, Cable

    Community & HOA

    Community
    • Features: Pool, Tennis Court(s)
    • Subdivision: The Boardwalk
    HOA
    • Has HOA: Yes
    • HOA fee: $470 monthly
    Location
    • Region: Moneta

    Financial & listing details

    • Price per square foot: $402/sqft
    • Tax assessed value: $997,000
    • Annual tax amount: $4,287
    • Date on market: 8/8/2025
    • Road surface type: Paved
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