This beautifully kept 2-story, 4-bedroom plus bonus room, 2.5-bath home with a BRAND NEW ROOF is nestled in the highly desirable Victoria Bay community in the heart of charming old town Cornelius! The inviting front porch offers plenty of room for cozy seating—perfect for relaxing and meeting neighbors. Inside, the foyer with ceramic wood tile leads to the elegant formal dining room, featuring an eye-catching octagonal tray ceiling, and flows into a stunning 2-story great room with a large gas-log fireplace. The bright and open kitchen is a dream for any chef, offering granite countertops, maple cabinets, stainless steel appliances, and tile flooring. The spacious PRIMARY suite is conveniently located on the MAIN level and features another lovely tray ceiling. The primary bath boasts dual sinks, a garden tub, a separate shower, and a large walk-in closet. Upstairs, you’ll find three generously sized bedrooms with newer carpet, a full bath, a versatile 17’x11’ bonus room, and a flexible loft space—ideal for an office or play area. Outside, enjoy the 22’x11’ back patio, fully fenced yard, and mature landscaping—perfect for entertaining or relaxing. Victoria Bay offers great community amenities, including tennis and basketball courts, an outdoor pool, a playground, sidewalks, and a picturesque lakefront nature trail. Ideally located with a walking path across the street to Lake Cornelius, it’s just 2 minutes to I-77 and downtown Cornelius. You can also walk to the Cain Center for the Arts, the library, shopping, and restaurants.
Active
Price cut: $20K (11/21)
$580,000
20127 Beard St, Cornelius, NC 28031
4beds
2,765sqft
Est.:
Single Family Residence
Built in 2003
0.18 Acres Lot
$574,200 Zestimate®
$210/sqft
$79/mo HOA
What's special
Large gas-log fireplaceFully fenced yardFlexible loft spaceInviting front porchTray ceilingOctagonal tray ceilingSeparate shower
- 48 days |
- 1,167 |
- 36 |
Zillow last checked: 8 hours ago
Listing updated: November 21, 2025 at 09:19am
Listing Provided by:
Sherry Hickman sherry@ivesterjackson.com,
Ivester Jackson Christie's
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4315027
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: En Suite Bathroom, Garden Tub
- Level: Main
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bonus room
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Loft
- Level: Upper
Heating
- Forced Air, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
- Laundry: Electric Dryer Hookup, Mud Room, Main Level
Features
- Soaking Tub, Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Great Room
Interior area
- Total structure area: 2,765
- Total interior livable area: 2,765 sqft
- Finished area above ground: 2,765
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio
- Pool features: Community
- Fencing: Back Yard,Fenced
- Waterfront features: None
Lot
- Size: 0.18 Acres
Details
- Parcel number: 00319561
- Zoning: NR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Game Court, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
- Security: Smoke Detector(s)
- Subdivision: Victoria Bay
HOA
- Has HOA: Yes
- HOA fee: $237 quarterly
- HOA name: Main Street Management
- HOA phone: 704-255-1266
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $496,100
- Date on market: 10/23/2025
- Cumulative days on market: 49 days
- Listing terms: Cash,Conventional
- Exclusions: Hot tub is personal property and does not convey
- Road surface type: Concrete, Paved
Estimated market value
$574,200
$545,000 - $603,000
$2,895/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/21/2025 | Price change | $580,000-3.3%$210/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4315027 Report a problem | ||
| 10/23/2025 | Listed for sale | $600,000+14.3%$217/sqft |
Source: Canopy MLS as distributed by MLS GRID #4315027 Report a problem | ||
| 1/10/2023 | Listing removed | -- |
Source: Canopy MLS as distributed by MLS GRID #3892008 Report a problem | ||
| 10/13/2022 | Price change | $525,000-3.7%$190/sqft |
Source: Canopy MLS as distributed by MLS GRID #3892008 Report a problem | ||
| 8/6/2022 | Listed for sale | $545,000$197/sqft |
Source: Canopy MLS as distributed by MLS GRID #3892008 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $496,100 |
| 2024 | $3,305 +1.7% | $496,100 |
| 2023 | $3,250 +24% | $496,100 +63.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,375/mo
Principal & interest
$2784
Property taxes
$309
Other costs
$282
Climate risks
Neighborhood: 28031
Nearby schools
GreatSchools rating
- 5/10Cornelius ElementaryGrades: K-5Distance: 0.4 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 2.1 mi
- 6/10William Amos Hough HighGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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