DEEDED BOAT SLIP!!! Experience luxury lake living in this custom home on a private .7-acre lot along beautiful Mountain Island Lake. This sprawling floor plan offers exceptional indoor and outdoor spaces creating the ultimate opportunity to entertain and spread out. At the center of the backyard retreat is an oversized, heated saltwater pool with waterfall, creating a resort-style atmosphere right at home. The covered terrace creates exquisite views from multiple rooms and features a built-in BBQ, wood-burning fireplace, and surround sound with mounted TV.
Inside, you’ll find refinished hardwood floors, an open-concept design, and timeless finishes. The updated kitchen with Jenn-Air appliances flows seamlessly into the vaulted keeping room, where expansive windows fill the space with natural light and showcase serene views of the grounds. A versatile walkout basement extends the living area with options for recreation, fitness, or a private office. Your own deeded boat slip is just minutes away, when you follow along the walking path on the rear of the property. Residents also benefit from outstanding community amenities including a clubhouse, pool, tennis courts, basketball courts, volleyball court, and boat slip parking. With privacy, sophistication, and premier lake access—all just 30 minutes from Uptown Charlotte—this home offers the ultimate Mountain Island lifestyle.
Closed
$1,167,000
204 Whiterock Dr, Mount Holly, NC 28120
4beds
5,153sqft
Single Family Residence
Built in 2003
0.7 Acres Lot
$1,167,200 Zestimate®
$226/sqft
$4,871 Estimated rent
Home value
$1,167,200
$1.11M - $1.23M
$4,871/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: December 10, 2025 at 10:34am
Listing Provided by:
Rachel Lewis rachel@lewisandkirk.com,
Lewis And Kirk Realty LLC
Bought with:
Jessica Thomas
Better Homes and Gardens Real Estate Paracle
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4306269
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Basement
Breakfast
- Level: Main
Dining room
- Level: Main
Flex space
- Level: Basement
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Office
- Level: Main
Heating
- Natural Gas, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Bar Fridge, Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Range, Microwave, Wall Oven
- Laundry: Laundry Room, Main Level
Features
- Breakfast Bar, Built-in Features, Soaking Tub, Hot Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar
- Flooring: Carpet, Stone, Tile, Wood
- Doors: French Doors, Sliding Doors
- Basement: Finished,Storage Space,Walk-Out Access
- Attic: Pull Down Stairs
- Fireplace features: Gas Log, Keeping Room, Outside, Porch, Wood Burning
Interior area
- Total structure area: 3,473
- Total interior livable area: 5,153 sqft
- Finished area above ground: 3,473
- Finished area below ground: 1,680
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry, Garage on Main Level
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Terrace
- Exterior features: Gas Grill, In-Ground Irrigation
- Has private pool: Yes
- Pool features: Community, In Ground, Outdoor Pool
- Has spa: Yes
- Spa features: Interior Hot Tub
- Fencing: Back Yard,Fenced
- Waterfront features: Boat Slip (Deed)
- Body of water: Lake Wylie
Lot
- Size: 0.70 Acres
- Features: Sloped, Wooded, Views
Details
- Parcel number: 174977
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Full
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected, Wired Internet Available
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
Community
- Community features: Boat Storage, Clubhouse, Fitness Center, Game Court, Lake Access, Picnic Area, Playground, RV Storage, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
Location
- Region: Mount Holly
- Subdivision: Stonewater
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,250 annually
- Association name: Cedar Management Group
- Second HOA fee: $900 annually
- Second association name: Deeded Boat Slip
Other
Other facts
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/4/2025 | Sold | $1,167,000-0.7%$226/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4306269 | ||
| 10/15/2025 | Price change | $1,175,000-6%$228/sqft |
Source: Canopy MLS as distributed by MLS GRID #4306269 | ||
| 9/26/2025 | Listed for sale | $1,250,000-0.4%$243/sqft |
Source: Canopy MLS as distributed by MLS GRID #4306269 | ||
| 11/21/2023 | Sold | $1,255,000+9.2%$244/sqft |
Source: Canopy MLS as distributed by MLS GRID #4079562 | ||
| 10/29/2023 | Pending sale | $1,149,000$223/sqft |
Source: Canopy MLS as distributed by MLS GRID #4079562 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,322 | $928,480 |
| 2024 | $9,322 +1.6% | $928,480 +2.8% |
| 2023 | $9,171 +21.1% | $903,550 +54.5% |
Find assessor info on the county website
Neighborhood: 28120
Nearby schools
GreatSchools rating
- 5/10Pinewood Elementary SchoolGrades: PK-5Distance: 2.6 mi
- 4/10Stanley Middle SchoolGrades: 6-8Distance: 8.1 mi
- 5/10East Gaston High SchoolGrades: 9-12Distance: 6.9 mi
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Estimated market value
$1,167,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,167,200