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Sold for $3,275,000 on 10/28/25
  • $3,275,000

    20816 4th Ave W, Cudjoe Key, FL 33042

    5beds
    3,817sqft
    Single Family Residence
    Built in 2021
    0.38 Acres Lot
    $3,273,500 Zestimate®
    $858/sqft
    $18,847 Estimated rent

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    What's special

    LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance.Property Highlights4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom.4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes.Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining.Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout.12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication.Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platformOutdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining.2 Boat Lifts, 20k and 10kAdditional Amenities3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience.Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in PorchThis meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K

    Zillow last checked: 8 hours ago

    Listing updated: October 28, 2025 at 02:38am

    Listed by:

    Stacey Nash Pillari 305-906-0144,

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    Bought with:

    Stacey Nash Pillari, SL3426914

    Berkshire Hathaway HomeServices Knight & Gardner Realty

    Source: FLKMLS,MLS#: 612598MLS LogoOriginating MLS: Key West Association

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 4
    Heating
    • Central
    Cooling
    • Central Air, Ceiling Fans(s)
    Appliances
    • Included: More Appliances, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Washer, On Demand Hot Water, Tankless Water Heater
    • Laundry: Laundry Room
    Features
    • Built-in Cabinets, Quartz Countertops, Tray Ceiling(s), Bar, Other, Walk-In Closet(s), Storage, Entrance Foyer, Pantry, Split Bedroom, Cathedral Ceiling(s), Wet Bar, Other Specialty Room, Sound System
    • Flooring: Tile
    • Doors: Glass Doors, Impact Rstnce Doors, Sliding Glass Doors
    • Windows: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window
    • Furnished: Yes
    Interior area
    • Total interior livable area: 3,817 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Garage, Trailer Storage, RV Parking Open, Off Street, Guest, Garage Door Opener, Attached
    • Has attached garage: Yes
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: Yes, Accessible Doors, Parking
    Features
    • Levels: Ground Level
    • Patio & porch: Deck, Screened Patio
    • Exterior features: Built-in Barbecue, Water Display, Storage, Outdoor Kitchen, Lighting
    • Has private pool: Yes
    • Pool features: Heated, In Ground, Decked, Concrete, Salt Water
    • Fencing: Fenced
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 150, Dockage: Boat Lift
    Lot
    • Size: 0.38 Acres
    • Features: 1/4 - 1/2 Acre
    • Residential vegetation: Fruit Tree(s)
    Details
    • Parcel number: 00174635000900
    • Zoning: IS
    • Zoning description: Improved Subivision District

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • CBS, Concrete
    • Roof: Metal
    Condition
    • New Construction
    • New construction: Yes
    • Year built: 2021

    Utilities & green energy

    • Electric: Elect Separate Meter, Generator
    • Sewer: Municipal Sewer, Public Sewer
    • Water: Water Separate Meter
    • Utilities for property: FKAA, Propane
    Green energy
    • Energy efficient items: Lighting, Thermostat

    Community & neighborhood

    Security
    • Security features: Smoke Detector(s), Security System, On Premises System
    Location
    • Region: Cudjoe Key
    • Subdivision: Cudjoe Gardens (21.0)

    HOA & financial

    HOA
    • Has HOA: Yes
    • Services included: None

    Other

    Other facts
    • Listing terms: Cash,VA Loan,Conventional
    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $3,273,500
    2% more+$65,470
    With Zillow Showcase(estimated)$3,338,970