210 W South St, Arma, KS 66712

$80,000 cash as-is, or will OWNER FINANCE at ZERO INTEREST for $100,000 when remodeling is complete. (Available April, 2026). The Owner Finance option requires $10,000. down and $1000. a month for 10 years - $100,000. total house cost, with $750. a month covering the house payments and $250. a month covering property tax and homeowner's insurance (at current rates). With 4 bedrooms and 2 full baths, this house is quite large. It was expanded in 1979. And the original (front) part of this home sits on a cement block foundation with poured concrete footing, while the back half (addition) sits on a cement slab. Well-insulated throughout and with central heating, this house holds temperature very well. Central air can easily be added, but we never found it necessary. (There is a window air conditioner that always sufficed for us.) This home sits in an ideal location, on a spacious 2-lot yard, with a beautiful view of the artistic, pyramid-shaped St. Joseph's Church and its heart-shaped pond directly across the street. Arma is a small, clean, tranquil town. I grew up in this house and lived here off and on for fifty years. My saint of a mother left it to me, and I consider this Holy Ground. I regret having to sell it. And if I were to win the lottery, I would take it off the market immediately!