2112 Emma Ln, Lake Wales, FL 33859

This offer is subject to certain terms, conditions, and restrictions. Specific terms apply and buyer is subject to USDA 2-1 temporary buy down qualification that include, but are not limited to, a minimum credit score of 720, Purchase Price of $321,762, $325,012 loan amount and is based on interest rates and terms available on September 26, 2025. Advertised payment is based off year 1 of the temporary interest buy down, pmi/mip, estimated taxes and insurance. 3.625% (6.834% APR) in year 1, 4.625% in year 2, 5.625% for the balance of the term.