Assumable VA mortgage at 2.2% Waterfront home with quick and easy access to open water and 135 feet of concrete seawall. Home is solid CBS construction with three bedrooms and one and a half bathrooms. Home has many updates, including new impact windows, fresh paint, light fixtures and roof coating. Large attached screeded in patio and laundry room are an extra bonus spaces. There is an abundance of fruit tree around the larger oversized lot of 8,676 sq ft. Trees to include are sausage, guava, mango and banana. You will also find sugar cane, ginger, grape vines and so many more unique fruit sources.
Sold for $685,000 on 11/27/24
$685,000
22903 Jolly Roger Dr, Cudjoe Key, FL 33042
3beds
1,152sqft
Single Family Residence
Built in 1972
8,712 Square Feet Lot
$689,400 Zestimate®
$595/sqft
$4,323 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: August 06, 2025 at 08:39am
Listed by:
Monique Thiel, PA 305-879-9064,
Sunshine State Realty Services,
Melva G Borley 305-797-4324,
Sunshine State Realty Services
Bought with:
Thomas Magaldi
Robert Slack LLC
Source: FLKMLS,MLS#: 611054
Originating MLS: Key West Association

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Central
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Bar, Storage, Built-in Cabinets, Utility Room, Sun/Florida Room
- Flooring: Tile
- Doors: Sliding Glass Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window, Accordion
Interior area
- Total interior livable area: 1,152 sqft
Property
Parking
- Total spaces: 4
- Parking features: Off Street, RV Parking Open
- Has uncovered spaces: Yes
Features
- Levels: Ground Level
- Patio & porch: Screened Patio
- Exterior features: Storage
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock Length: 135
Lot
- Size: 8,712 sqft
- Features: Less Than 1/4 Acre
- Residential vegetation: Fruit Tree(s)
Details
- Additional structures: Shed(s)
- Parcel number: 00181860000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Stucco
- Roof: Metal,Combo Roof
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Buyer to Verify
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Cudjoe Key
- Subdivision: Cutthroat Harbor Est (23.0)
HOA & financial
HOA
- Has HOA: No
- Services included: None
Other
Other facts
- Listing terms: Assumable,FHA,VA Loan,Conventional,Cash