Welcome to your waterfront retreat in the heart of Ormond Beach! This charming canal-front home offers everything you've been searching for— water views, direct access to the Tomoka River, and a location that puts you right in the center of town while still providing the serenity of laidback canal living. Step inside and you'll be greeted by a beautifully updated kitchen, complete with granite countertops, a stylish farmhouse sink, and a cozy eat-in area that's perfect for casual meals or morning coffee. The sunken living room is truly the heart of the home, featuring a striking wood-burning fireplace adorned with river rock, creating a warm and inviting atmosphere for family gatherings or quiet evenings in. There is a well-sized loft that offers flexible space that can easily serve as a home office or a second living area, adapting to your lifestyle needs. Throughout the home, sleek tile floors provide both elegance and easy maintenance, while fresh paint and a newly installed French drain in 2023 ensure peace of mind and a move-in-ready experience.The owner's suite boasts high ceilings, a beautifully updated bathroom, and direct access to the stunning waterfront backyard. Step outside and you'll find an expansive deck, a charming pergola, and your very own private dockperfect for kayaking, fishing, or going for a boat ride on the Tomoka River. All of this comes at one of the most reasonable prices for a waterfront property in Ormond Beach, making it a great opportunity to enjoy the best of Florida living. Don't miss your chance to own this homecontact me today to schedule your private tour!
Active
Price cut: $24.9K (12/8)
$375,000
232 Chippewa Cir, Ormond Beach, FL 32174
3beds
1,566sqft
Est.:
Single Family Residence, Residential
Built in 1984
0.26 Acres Lot
$362,900 Zestimate®
$239/sqft
$-- HOA
What's special
Private dockWell-sized loftHome officeGranite countertopsHigh ceilingsExpansive deckCanal-front home
- 167 days |
- 1,167 |
- 92 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 07:46am
Listed by:
Bill Navarra 386-334-9991,
Realty Pros Assured
Source: DBAMLS,MLS#: 1214973
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Level: Main
- Area: 204 Square Feet
- Dimensions: 12.00 x 17.00
Bedroom 2
- Level: Main
- Area: 130 Square Feet
- Dimensions: 10.00 x 13.00
Bedroom 3
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12.00 x 15.00
Kitchen
- Level: Main
- Area: 99 Square Feet
- Dimensions: 9.00 x 11.00
Living room
- Level: Main
- Area: 294 Square Feet
- Dimensions: 14.00 x 21.00
Loft
- Level: Upper
- Area: 198 Square Feet
- Dimensions: 11.00 x 18.00
Other
- Description: deck
- Area: 1160 Square Feet
- Dimensions: 20.00 x 58.00
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Refrigerator, Microwave, Electric Range, Dishwasher
- Laundry: In Garage
Features
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs
- Flooring: Tile
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,358
- Total interior livable area: 1,566 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dock
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front
Lot
- Size: 0.26 Acres
- Dimensions: 140 x 162 x 104 x 42
- Features: Cul-De-Sac, Irregular Lot
Details
- Additional structures: Gazebo
- Parcel number: 423004000370
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Slab
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Tomoka View
HOA
- Has HOA: No
Location
- Region: Ormond Beach
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $295,498
- Annual tax amount: $3,077
- Date on market: 6/26/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$362,900
$345,000 - $381,000
$2,263/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/8/2025 | Price change | $375,000-6.2%$239/sqft |
Source:  DBAMLS #1214973 Report a problem | ||
| 8/19/2025 | Price change | $399,900-5.9%$255/sqft |
Source: DBAMLS #1214973 Report a problem | ||
| 7/21/2025 | Price change | $425,000-3.4%$271/sqft |
Source: DBAMLS #1214973 Report a problem | ||
| 7/7/2025 | Price change | $439,900-2.2%$281/sqft |
Source: DBAMLS #1214973 Report a problem | ||
| 6/26/2025 | Listed for sale | $449,900+246.1%$287/sqft |
Source: DBAMLS #1214973 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,077 +2.8% | $193,788 +3% |
| 2023 | $2,992 +2.5% | $188,144 +3% |
| 2022 | $2,919 | $182,664 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,505/mo
Principal & interest
$1824
Property taxes
$550
Home insurance
$131
Climate risks
Neighborhood: 32174
Nearby schools
GreatSchools rating
- 6/10Tomoka Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 5/10David C Hinson Sr Middle SchoolGrades: 6-8Distance: 2 mi
- 7/10Seabreeze High SchoolGrades: 9-12Distance: 4.9 mi
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