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For sale
  • Price cut: $50K (7/19)
    $1,595,000

    232 San Vincente St #A/B, Panama City Beach, FL 32413

    8beds
    4,735sqft
    : 
    Duplex, Multi Family
    Built in 2025
    -- sqft lot
    $1,546,800 Zestimate®
    $337/sqft
    $-- HOA

    What's special

    Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential!Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants--no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers.Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower--perfect for entertaining or unwinding in style.Built for efficiency and durability, the home includes: Hurricane-impact windows and doors Spray foam roof-deck insulation Tankless gas water heater Dual A/C units per side Taexx in-wall pest control system 1-year builder's warranty + transferable 1-year termite bondWith high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together--offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living.This is more than a home--it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity!**All measurements are approximate and should be varied if important.**
    102 days
    on Zillow
    |
    320
    |
    22
    |

    Zillow last checked: 7 hours ago

    Listing updated: August 11, 2025 at 09:16am

    Listed by:

    Oksana F Hobbs 850-866-9179,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 772926MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 232 San Vincente St #A/B.

    Next available tour time:Tomorrow at 9am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 8
    • Bathrooms: 10
    • Full bathrooms: 8
    • 1/2 bathrooms: 2
    Rooms
    • Room types: Bedroom, Dining Room, Family Room, Half Bath, Kitchen, Primary Bedroom, Office
    Primary bedroom
    • Description: unit B
    • Level: Second
    • Area: 172.9
    • Dimensions: 13.3 x 13
    Primary bedroom
    • Description: unit A
    • Level: Second
    • Area: 172.9
    • Dimensions: 13.3 x 13
    Bedroom
    • Description: unit A
    • Level: Second
    • Area: 146.65
    • Dimensions: 12.11 x 12.11
    Bedroom
    • Description: unit A
    • Level: Second
    • Area: 131.4
    • Dimensions: 9 x 14.6
    Bedroom
    • Description: unit B
    • Level: First
    • Area: 156.25
    • Dimensions: 12.5 x 12.5
    Bedroom
    • Description: unit B
    • Level: Second
    • Area: 131.4
    • Dimensions: 9 x 14.6
    Bedroom
    • Description: unit B
    • Level: Second
    • Area: 146.65
    • Dimensions: 12.11 x 12.11
    Bedroom
    • Description: unit A
    • Level: First
    • Area: 156.25
    • Dimensions: 12.5 x 12.5
    Other
    • Description: unit B
    • Level: Second
    • Area: 55.15
    • Dimensions: 6.8 x 8.11
    Other
    • Description: unit A
    • Level: Second
    • Area: 55.15
    • Dimensions: 6.8 x 8.11
    Dining room
    • Description: unit B
    • Level: First
    • Area: 170
    • Dimensions: 12.5 x 13.6
    Dining room
    • Description: unit A
    • Level: First
    • Area: 170
    • Dimensions: 12.5 x 13.6
    Family room
    • Description: unit B
    • Level: First
    • Area: 281.25
    • Dimensions: 12.5 x 22.5
    Family room
    • Description: unit A
    • Level: First
    • Area: 281.25
    • Dimensions: 12.5 x 22.5
    Half bath
    • Description: unit B
    • Level: First
    • Area: 29.13
    • Dimensions: 5.7 x 5.11
    Half bath
    • Description: unit A
    • Level: First
    • Area: 29.13
    • Dimensions: 5.7 x 5.11
    Kitchen
    • Description: unit B
    • Level: First
    • Area: 155
    • Dimensions: 15.5 x 10
    Kitchen
    • Description: unit A
    • Level: First
    • Area: 155
    • Dimensions: 15.5 x 10
    Office
    • Description: unit A
    • Level: First
    • Area: 20.8
    • Dimensions: 3.2 x 6.5
    Office
    • Description: unit B
    • Level: First
    • Area: 20.8
    • Dimensions: 3.2 x 6.5
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric, Multi Units
    Appliances
    • Included: Dishwasher, Electric Range, Disposal, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater
    Features
    • Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
    • Doors: Storm Door(s)
    • Windows: Double Pane Windows, Storm Window(s)
    Interior area
    • Total interior livable area: 4,735 sqft

    Property

    Parking
    • Parking features: Driveway, Paved
    • Has uncovered spaces: Yes
    • Details: Driveway Spaces:8.00
    Features
    • Patio & porch: Covered, Patio
    • Exterior features: Sprinkler/Irrigation, Outdoor Shower
    • Has private pool: Yes
    • Pool features: Fenced, Gunite, Indoor, In Ground, Pool, Private, Salt Water
    • Fencing: Fenced,Full,Privacy
    Lot
    • Size: 6,534 Square Feet
    • Dimensions: 60 x 110
    • Features: Landscaped
    Details
    • Additional structures: Pergola
    • Parcel number: 33366000000
    • Zoning description: Resid Multi-Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: MultiFamily
    • Architectural style: Duplex
    • Property subtype: Duplex, Multi Family
    • Attached to another structure: Yes
    Materials
    • HardiPlank Type
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Year built: 2025

    Utilities & green energy

    • Utilities for property: Cable Available, Underground Utilities

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Security: Smoke Detector(s)
    • Subdivision: El Centro Beach
    HOA
    • Has HOA: No
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $337/sqft
    • Annual tax amount: $1,477
    • Date on market: 5/2/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Paved
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