Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential!Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants--no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers.Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower--perfect for entertaining or unwinding in style.Built for efficiency and durability, the home includes: Hurricane-impact windows and doors Spray foam roof-deck insulation Tankless gas water heater Dual A/C units per side Taexx in-wall pest control system 1-year builder's warranty + transferable 1-year termite bondWith high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together--offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. MLS#772926This is more than a home--it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity! **All measurements are approximate and should be varied if important.**
For sale
Price cut: $25K (7/19)
$797,500
232 San Vincente St #A, Panama City Beach, FL 32413
4beds
2,368sqft
Est.:
Duplex, Multi Family
Built in 2025
-- sqft lot
$785,900 Zestimate®
$337/sqft
$-- HOA
What's special
Private saltwater poolPergola-covered patioHurricane-impact windows and doors
- 100 days
- on Zillow |
- 504 |
- 50 |
Zillow last checked: 7 hours ago
Listing updated: July 27, 2025 at 07:30pm
Listed by:
Oksana F Hobbs 850-866-9179,
Keller Williams Success Realty
Source: CPAR,MLS#: 772916
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Office
Primary bedroom
- Level: Second
- Area: 172.9
- Dimensions: 13.3 x 13
Bedroom
- Level: Second
- Area: 146.65
- Dimensions: 12.11 x 12.11
Bedroom
- Level: Second
- Area: 131.4
- Dimensions: 14.6 x 9
Bedroom
- Description: Downstairs Bedroom
- Level: First
- Area: 156.25
- Dimensions: 12.5 x 12.5
Primary bathroom
- Level: Second
- Area: 169.2
- Dimensions: 18.8 x 9
Other
- Level: Second
- Area: 55.15
- Dimensions: 6.8 x 8.11
Dining room
- Level: First
- Area: 170
- Dimensions: 12.5 x 13.6
Family room
- Level: First
- Area: 281.25
- Dimensions: 12.5 x 22.5
Foyer
- Level: First
- Length: 9.6
Other
- Description: Downstairs Bath
- Level: First
- Area: 73.08
- Dimensions: 8.7 x 8.4
Other
- Level: Second
- Area: 57.75
- Dimensions: 7.7 x 7.5
Other
- Level: Second
- Area: 78.3
- Dimensions: 9 x 8.7
Half bath
- Level: First
- Length: 5.7
Kitchen
- Level: First
- Area: 155
- Dimensions: 15.5 x 10
Laundry
- Level: Second
- Area: 61.2
- Dimensions: 6.8 x 9
Office
- Level: First
- Length: 6.5
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric, Multi Units
Appliances
- Included: Dishwasher, Electric Range, Disposal, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater
Features
- Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms, Entrance Foyer
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total interior livable area: 2,367 sqft
Property
Parking
- Parking features: Driveway, Paved
- Has uncovered spaces: Yes
- Details: Driveway Spaces:4.00
Features
- Patio & porch: Covered, Patio
- Exterior features: Sprinkler/Irrigation, Outdoor Shower
- Has private pool: Yes
- Pool features: Fenced, Gunite, In Ground, Pool, Private, Salt Water
- Fencing: Fenced,Full,Privacy
Lot
- Size: 6,534 Square Feet
- Dimensions: 60 x 110
- Features: Landscaped
Details
- Additional structures: Pergola
- Parcel number: 33366001000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- HardiPlank Type
- Foundation: Slab
- Roof: Metal
Condition
- Year built: 2025
Utilities & green energy
- Utilities for property: Cable Available, Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: El Centro Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $337/sqft
- Annual tax amount: $1,477
- Date on market: 5/2/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
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