**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS**
Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential!
Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants—no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers.
Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower—perfect for entertaining or unwinding in style.
Built for efficiency and durability, the home includes:
• Hurricane-impact windows and doors
• Spray foam roof-deck insulation
• Tankless gas water heater
• Dual A/C units per side
• Taexx in-wall pest control system
• 1-year builder's warranty + transferable 1-year termite bond
With high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together—offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. MLS#772926
This is more than a home—it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity!
**All measurements are approximate and should be varied if important.**
Sold for $745,000 on 10/20/25
$745,000
232 San Vincente St #B, Panama City Beach, FL 32413
4beds
2,368sqft
Duplex, Multi Family
Built in 2025
-- sqft lot
$770,500 Zestimate®
$315/sqft
$-- Estimated rent
Owner options
What's special
Zillow last checked: 7 hours ago
Listing updated: October 20, 2025 at 03:01pm
Listed by:
Oksana F Hobbs 850-866-9179,
Keller Williams Success Realty
Bought with:
Melissa A Haworth, SL3481018
EXP Realty LLC
Source: CPAR,MLS#: 772922
Originating MLS: Central Panhandle Association of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Dimensions: 13.3 x 13
Bedroom
- Description: 3rd bedroom
- Level: Second
- Dimensions: 12.11 x 12.11
Bedroom
- Description: downstairs bedroom
- Level: First
- Dimensions: 12.5 x 12.5
Bedroom
- Description: 4th bedroom
- Level: Second
- Dimensions: 9 x 14.6
Primary bathroom
- Level: Second
- Dimensions: 9 x 18.4
Other
- Level: Second
- Dimensions: 6.8 x 8.11
Dining room
- Level: First
- Dimensions: 12.5 x 13.6
Family room
- Level: First
- Dimensions: 12.5 x 22.5
Foyer
- Level: First
- Dimensions: 9.6 x 7.1
Other
- Level: Second
- Dimensions: 7.7 x 7.5
Other
- Level: First
- Dimensions: 8.7 x 8.4
Other
- Level: Second
- Dimensions: 9 x 8.7
Half bath
- Level: First
- Dimensions: 5.7 x 5.11
Kitchen
- Level: First
- Dimensions: 15.5 x 10
Laundry
- Level: Second
- Dimensions: 6.8 x 9
Office
- Level: First
- Dimensions: 3.2 x 6.5
Heating
- Electric
Cooling
- Central Air, Multi Units
Appliances
- Included: Dishwasher, Disposal, Microwave, Range Hood
Features
- Crown Molding, Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms, Window Treatments, Entrance Foyer
- Flooring: Luxury Vinyl Plank, Tile
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total structure area: 2,367
- Total interior livable area: 2,367 sqft
Property
Parking
- Parking features: Driveway, Paved
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio
- Exterior features: Sprinkler/Irrigation, Outdoor Shower
- Pool features: Fenced, Gunite, In Ground, Salt Water
- Fencing: Fenced,Privacy
Lot
- Size: 6,534 sqft
- Dimensions: 60 x 110
- Features: Landscaped, Sprinkler System, Paved
Details
- Additional structures: Pergola
- Parcel number: 33366000000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- HardiPlank Type
Condition
- New construction: Yes
- Year built: 2025
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Natural Gas Available
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Short Term Rental Allowed
Location
- Region: Panama City Beach
- Subdivision: El Centro Beach
Other
Other facts
- Listing terms: Cash,FHA,VA Loan
- Road surface type: Paved
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$770,500
2% more+$15,410
With Zillow Showcase(estimated)$785,910