236 S Young St, Sparta, TN 38583

You'll fall in love with the timeless beauty of this 3-bedroom home with a gorgeous rock exterior design. As you walk into the house, you'll be greeted with a sun-drenched living room and the lovely warmth of hardwood floors throughout. The bedrooms are light and airy with ample closet space and the welcoming kitchen is well-equipped with lovely wooden cabinets and modern-day appliances. A full bath, natural gas heat, washer and dryer hookup, central heating and air, and a smart home system ensure comfort, energy efficiency, and a healthy environment for your family. This property includes a basement for additional storage and is pet-friendly up to 90 lbs. Additionally, a back wooden deck offers serene outdoor views of greeneries, and to complete this package, a carport provides secure parking. Conveniently located, close to stores, shops, and restaurants. Easy access to major highways. Book a showing now! We Also offer "Rent to Own!" RENT TO OWN TERM Sale Price : $ 339,000 Down Payment : $ 5,000 Loan Origination Fee : $ 3,390 Agreement Preparation Fee : $ 500 Financed : $ 337,390 Monthly Payment : $ 2,864.93 Plus taxes and Insurance Term : 40 Years **Must rent the prop for at least 6 months to do owner financing. **Must still do application following the application criteria. Only $1,350 for rent Deposit to Move In! Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Washer & Dryer Rental Program - $99/month for a high-quality washer and dryer - One-time installation fee: $75 - Repairs and maintenance are covered - Charges apply for damage or loss Availability Date Move-in date may change depending on property condition or vacancy status. MONTHLY CHARGES (in addition to base rent) Smart Home Automation ............ $20.95 Renters Insurance ................ $14.99 Community Perks Package .......... $2.99 HVAC Filter Program .............. $12.50 AMENITIES - Smart Home Automation - Central Heat and Air - Natural Gas Heat - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (90lbs max) - Section 8 Accepted LEASE TERMS - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month MANDATORY PROGRAMS & FEES Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Renters Insurance ................ $14.99/month - Provides $100,000 in liability coverage and $10,000 protection for personal belongings. HVAC Filter Program .............. $12.50/month - Regular delivery of air filters to improve air quality and reduce energy bills. Credit Reporting Program ......... $2.99/month - Reports your on-time rent payments to credit bureaus to help build or improve your credit. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. UTILITY CONCIERGE SERVICE (Optional) Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. PET POLICY - Standard Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - $375 non-refundable fee per pet - $45/month for 1st pet; $25/month for each additional (max 3) - No fees for ESA or Service Animals - Pet Application Fee: $35/pet (excluding ESA/Service Animals) APPLICATION REQUIREMENTS CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) APPLICATION PROCESS - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days INCOME REQUIREMENT - Combined household income must be at least 2x the rent MOVE-IN COSTS - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above NEED TO SELL BEFORE YOU MOVE? Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! BONUS: BUILD YOUR CREDIT! Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. Contact us today to schedule a tour or apply online! Appliance : Ceiling Fan Appliance : Dishwasher Appliance : Refrigerator Appliance : Stove Cooling : Central Heat And Air Heating : Natural Gas Heat Laundry : Hook Ups Parking : Driveway Pets Allowed Renters Insurance Required Section 8 : Yes Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required Utility And Maintenance Reduction Program Required Washer/Dryer For Rent