Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FLWelcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
For sale
$750,000
2789 Summer Dr, Chipley, FL 32428
3beds
2,324sqft
Est.:
Single Family Residence
Built in 2021
3.62 Acres Lot
$718,200 Zestimate®
$323/sqft
$-- HOA
What's special
Powered pole barnsTop-tier finishesExceptional craftsmanshipHot tub hookupQuartz countertopsRefined livingSandy beach area
- 107 days
- on Zillow |
- 554 |
- 36 |
Zillow last checked: 7 hours ago
Listing updated: July 14, 2025 at 07:37am
Listed by:
Rachel N Warrell 850-896-5899,
eXp Realty, LLC
Source: CPAR,MLS#: 772799
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
Primary bedroom
- Level: First
- Area: 234.05
- Dimensions: 15.1 x 15.5
Bedroom
- Level: First
- Area: 207.11
- Dimensions: 14.9 x 13.9
Bedroom
- Level: First
- Area: 204.13
- Dimensions: 14.9 x 13.7
Primary bathroom
- Level: First
- Area: 148.61
- Dimensions: 7.7 x 19.3
Bonus room
- Level: First
- Area: 126.56
- Dimensions: 11.3 x 11.2
Dining room
- Level: First
- Area: 221.65
- Dimensions: 14.3 x 15.5
Kitchen
- Level: First
- Area: 153.18
- Dimensions: 11.1 x 13.8
Living room
- Level: First
- Area: 325.92
- Dimensions: 16.8 x 19.4
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Electric
Appliances
- Included: Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
Features
- Beamed Ceilings, Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Fireplace, High Ceilings, Kitchen Island, Pantry, Split Bedrooms, Instant Hot Water
- Doors: Storm Door(s)
- Windows: Storm Window(s)
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,324 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Additional Parking, Detached Carport, Driveway, Detached, Garage, Unpaved
- Garage spaces: 6
- Has carport: Yes
- Has uncovered spaces: Yes
- Details: Driveway Spaces:15.00
Features
- Patio & porch: Covered, Open, Porch
- Exterior features: Covered Patio, Fire Pit
- Pool features: None
- Fencing: Chain Link,Perimeter,Partial
- Has view: Yes
- View description: Lake, Other
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front, Shoreline - Sand, See Remarks, Deeded Access
- Frontage length: 200
Lot
- Size: 3.62 Acres
- Dimensions: 151 x 627 x 363 x 422
- Features: Lake Front, Other, See Remarks
Details
- Additional structures: Kennel/Dog Run, Second Garage, Garage(s), Guest House, Outbuilding, Other, Pole Barn, RV/Boat Storage, Shed(s), Workshop, Utility Building(s)
- Parcel number: 000000000031100110
- Zoning description: County,Horses Allowed,Other - See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Condition
- Year built: 2021
Utilities & green energy
- Electric: 220 Volts
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, Cable Connected, High Speed Internet Available, Septic Available, Water Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Chipley
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $323/sqft
- Tax assessed value: $321,229
- Annual tax amount: $3,441
- Date on market: 5/1/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Has irrigation water rights: Yes
- Road surface type: Gravel
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