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For sale
  • $750,000

    2789 Summer Dr, Chipley, FL 32428

    3beds
    2,324sqft
    : 
    Single Family Residence
    Built in 2021
    3.62 Acres Lot
    $718,200 Zestimate®
    $323/sqft
    $-- HOA

    What's special

    Powered pole barnsTop-tier finishesExceptional craftsmanshipHot tub hookupQuartz countertopsRefined livingSandy beach area
    Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FLWelcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
    107 days
    on Zillow
    |
    554
    |
    36
    |

    Zillow last checked: 7 hours ago

    Listing updated: July 14, 2025 at 07:37am

    Listed by:

    Rachel N Warrell 850-896-5899,

    eXp Realty, LLC

    Source: CPAR,MLS#: 772799MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 2789 Summer Dr.

    Next available tour time:Today at 11am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
    Primary bedroom
    • Level: First
    • Area: 234.05
    • Dimensions: 15.1 x 15.5
    Bedroom
    • Level: First
    • Area: 207.11
    • Dimensions: 14.9 x 13.9
    Bedroom
    • Level: First
    • Area: 204.13
    • Dimensions: 14.9 x 13.7
    Primary bathroom
    • Level: First
    • Area: 148.61
    • Dimensions: 7.7 x 19.3
    Bonus room
    • Level: First
    • Area: 126.56
    • Dimensions: 11.3 x 11.2
    Dining room
    • Level: First
    • Area: 221.65
    • Dimensions: 14.3 x 15.5
    Kitchen
    • Level: First
    • Area: 153.18
    • Dimensions: 11.1 x 13.8
    Living room
    • Level: First
    • Area: 325.92
    • Dimensions: 16.8 x 19.4
    Heating
    • Central, Electric, Fireplace(s)
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
    Features
    • Beamed Ceilings, Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Fireplace, High Ceilings, Kitchen Island, Pantry, Split Bedrooms, Instant Hot Water
    • Doors: Storm Door(s)
    • Windows: Storm Window(s)
    • Has fireplace: Yes
    Interior area
    • Total interior livable area: 2,324 sqft

    Property

    Parking
    • Total spaces: 6
    • Parking features: Additional Parking, Detached Carport, Driveway, Detached, Garage, Unpaved
    • Garage spaces: 6
    • Has carport: Yes
    • Has uncovered spaces: Yes
    • Details: Driveway Spaces:15.00
    Features
    • Patio & porch: Covered, Open, Porch
    • Exterior features: Covered Patio, Fire Pit
    • Pool features: None
    • Fencing: Chain Link,Perimeter,Partial
    • Has view: Yes
    • View description: Lake, Other
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake, Lake Front, Shoreline - Sand, See Remarks, Deeded Access
    • Frontage length: 200
    Lot
    • Size: 3.62 Acres
    • Dimensions: 151 x 627 x 363 x 422
    • Features: Lake Front, Other, See Remarks
    Details
    • Additional structures: Kennel/Dog Run, Second Garage, Garage(s), Guest House, Outbuilding, Other, Pole Barn, RV/Boat Storage, Shed(s), Workshop, Utility Building(s)
    • Parcel number: 000000000031100110
    • Zoning description: County,Horses Allowed,Other - See Remarks

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Condition
    • Year built: 2021

    Utilities & green energy

    • Electric: 220 Volts
    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Cable Available, Cable Connected, High Speed Internet Available, Septic Available, Water Available

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Chipley
    HOA
    • Has HOA: No
    Location
    • Region: Chipley

    Financial & listing details

    • Price per square foot: $323/sqft
    • Tax assessed value: $321,229
    • Annual tax amount: $3,441
    • Date on market: 5/1/2025
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Has irrigation water rights: Yes
    • Road surface type: Gravel
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