One or more photo(s) has been virtually staged. Some homes just feel like home the moment you walk in—and this one wraps you in that feeling from the very first step. Nestled beneath shady oaks in Rustic Oaks, one of Palm Harbor’s most cherished neighborhoods, this lovingly updated 3-bedroom, 2-bathroom pool home offers warmth, character, and a lifestyle worth slowing down for. With no HOA and zoning for top-rated schools, it’s a rare find where charm and convenience meet. Every detail in this home has been thoughtfully chosen—from the rich hand-scraped oak luxury laminate plank floors to the elegant crown molding and 5¼" baseboards that give each room a polished, timeless feel. The split floor plan offers both comfort and privacy, perfect for everyday living or hosting friends and family. The gourmet kitchen is as functional as it is beautiful, with custom made cabinetry, stainless steel GE appliances, pull-out drawers, a lazy Susan, and a breakfast bar that adds a touch of convenience and elegance. The kitchen flows into light-filled living and dining areas where panoramic French doors lead to your screened-in pool and covered patio—a backyard made for birthdays, BBQs, and quiet mornings with coffee in hand. The primary suite is a true retreat with French doors that open to the pool, a customized walk-in closet, and a spa-like ensuite bathroom featuring floor-to-ceiling travertine, quartz countertops, and a peaceful, modern, and elevated design. Additional highlights include a new HVAC (2020), newly updated bathrooms, a two-car garage, a versatile mudroom/pantry space, and a storage shed for all your extras. The fully fenced backyard adds just the right touch of privacy and freedom—perfect for get togethers, pets, or that garden you’ve been dreaming of. And the location? It’s everything. You’re just minutes from award-winning Gulf beaches, vibrant local dining, family-friendly parks, and the beloved Pinellas Trail—where joggers, bikers, and weekend wanderers connect with the beauty of this coastal community. This is more than a house—it’s a place where your best memories haven’t even happened yet. Welcome home!
Sold for $540,000 on 08/25/25
$540,000
2827 Oak Tree Ln, Palm Harbor, FL 34684
3beds
1,580sqft
Single Family Residence
Built in 1979
9,601 Square Feet Lot
$530,200 Zestimate®
$342/sqft
$2,839 Estimated rent
Home value
$530,200
$482,000 - $583,000
$2,839/mo
Zestimate® history
Loading...
Owner options
Explore your selling options
What's special
Zillow last checked: 8 hours ago
Listing updated: August 28, 2025 at 05:29am
Listing Provided by:
Nicole Del Forno 727-682-3426,
SANDPEAK REALTY 727-232-2192
Bought with:
Jeffrey Jones LLC, 3245197
COMPASS FLORIDA LLC
Source: Stellar MLS,MLS#: W7877002
Originating MLS: West Pasco
Originating MLS: West Pasco
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 117 Square Feet
- Dimensions: 13x9
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Primary bathroom
- Features: Stone Counters, Linen Closet
- Level: First
- Area: 45 Square Feet
- Dimensions: 5x9
Bathroom 2
- Features: Tub With Shower, Linen Closet
- Level: First
- Area: 36 Square Feet
- Dimensions: 9x4
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 3168 Square Feet
- Dimensions: 99x32
Dining room
- Features: Built-In Shelving
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 322 Square Feet
- Dimensions: 23x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl, Travertine
- Doors: French Doors
- Windows: Blinds, Window Treatments, Wood Frames
- Has fireplace: No
Interior area
- Total structure area: 2,704
- Total interior livable area: 1,580 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Faces Side
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Patio, Porch, Rear Porch, Screened
- Exterior features: Irrigation System, Private Mailbox, Sidewalk
- Has private pool: Yes
- Pool features: In Ground, Screen Enclosure
- Fencing: Wood
Lot
- Size: 9,601 sqft
- Dimensions: 75 x 130
- Features: Sidewalk
- Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
Details
- Additional structures: Shed(s)
- Parcel number: 062816776400000060
- Zoning: R-2
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Well, Street Lights, Water Connected
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Palm Harbor
- Subdivision: RUSTIC OAKS
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2025 | Sold | $540,000$342/sqft |
Source:  Stellar MLS #W7877002 | ||
| 7/24/2025 | Pending sale | $540,000$342/sqft |
Source: Stellar MLS #W7877002 | ||
| 7/20/2025 | Listed for sale | $540,000$342/sqft |
Source: Stellar MLS #W7877002 | ||
| 7/9/2025 | Pending sale | $540,000$342/sqft |
Source: Stellar MLS #W7877002 | ||
| 7/3/2025 | Listed for sale | $540,000$342/sqft |
Source: Stellar MLS #W7877002 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,458 +1.7% | $227,840 +3% |
| 2023 | $3,401 +3.1% | $221,204 +3% |
| 2022 | $3,298 -0.6% | $214,761 +3% |
Find assessor info on the county website
Neighborhood: 34684
Nearby schools
GreatSchools rating
- 4/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 1 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 1.2 mi
- 7/10Palm Harbor University High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Highland Lakes Elementary-PN
- Middle: Carwise Middle-PN
- High: Palm Harbor Univ High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$530,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$530,200