2832 Plum Leaf Cir, Saint Charles, MO 63303

This property is available on a rent-to-own basis. This property is available on a rent-to-own basis. Desire to OWN your own home but currently unable to qualify with the banks? Now you can Own your own home with our EASY QUALIFYING Stop wasting money on Rent. Quickly and easily own your next home. Start building equity and Benefit from future market appreciation! These homes are conveniently located near areas with shopping, restaurants and easy access to local highways. These Single-Family Home located in Saint Charles, Saint Peters, O'Fallon, Maryland Hgts., Bridgeton, Hazelwood MO. has 2 - 4 bedrooms, 1 - 3 baths, and approximately 1,100 - 1,500 square feet. The properties are located in the 63301, 63303, 63304, 63376, 63043, 63042, 63041 ZIP codes in MO. The average list price for ZIP code 63301 is $100,000 - $130,000. MOST PROPERTIES KEY FEATURES: Updated systems Updated Kitchens Updated Bath Rooms Newer roof One or Two car garage/carport Great location in St. Charles, St. Louis, County areas Close to I-70, I-270 and shopping **THIS IS ONE OF THE ONES THAT I HAVE DONE FOR SOME ONE: (THE NUMBERS WILL CHANGE BUT THE CONSECTS ARE THE SAME) LEASE PURCHASE TERM (EXAMPLE ONLY): 24 months or 36 months even a 60 months Monthly payment: Starting at $1000 - $1500 / 1st month FREE (see payment options) As high as $400 per month applied to option price if paid on time (see payment options) Option price: $90,000 on 24 months or $95,000 on 36 months or $110,000 on 60 months Total due at move in from $5,000 up to $9,500 (see payment options) Estimate value of house after 24 months = $150,000 Estimate value of house after 36 months = $155,000 Estimate value of house after 60 months = $170,000 PAYMENT OPTIONS (EXAMPLE ONLY): Option #1a= 24 months payment: 10%, $9,000 down payment towards option price, makes monthly payment $1250, with $400 monthly credit. ($9,600) on top of down payment at closing for a total of $18,600. Sale price $90,000 - $18,600 = $71,400 (80% loan) Option #1b= 36 months payment: 10%, $9,500 down payment towards option price, makes monthly payment $1250, with $300 monthly credit. ($10,800) on top of down payment at closing for a total of $20,300. Sale price $95,000 - $20,300 = $74,700 (79% loan) Option #1c= 60 months payment: 10%, $11,000 down payment towards option price, makes monthly payment $1250, with $300 monthly credit. ($18,000) on top of down payment at closing for a total of $29,000. Sale price $110,000 - $29,000 = $81,000 (74% loan) Option #2a= 24 months payment: 8%, $7,200 down payment towards option price, makes monthly payment $1100, with $300 monthly credit. ($7,200) on top of down payment at closing for a total of $14,400. Sale price $90,000 - $14,400 = $75,600 (84% loan) Option #2b= 36 months payment: 8%, $7,600 down payment towards option price, makes monthly payment $1100, with $200 monthly credit. ($7,200) on top of down payment at closing for a total of $14,800. Sale price $95,000 - $14,800 = $80,200 (85% loan) Option #2c= 60 months payment: 8%, $8,800 down payment towards option price, makes monthly payment $1100, with $200 monthly credit. ($12,000) on top of down payment at closing for a total of $20,800. Sale price $110,000 - $20,800 = $89,200 (81% loan) Option #3a= 24 months payment: 6%, $5,400 down payment towards option price, makes monthly payment $900 - $1000, with $100 monthly credit. ($2,400) on top of down payment at closing. SEE DESCRIPTION