Discover elevated lakefront living in St. Cloud’s Estates at Southern Pines. Welcome to the elegant Ruby II model by Richmond Homes, where style meets comfort in one of Central Florida’s most sought-after communities. This meticulously maintained home offers serene waterfront views with a screened-in patio overlooking a tranquil fountain—ideal for peaceful mornings and sunset evenings. Step inside to find professionally designed finishes that bring sophistication and warmth to every room. Recently enhanced with a privacy fence, the backyard is now perfect for families, pets, or private outdoor enjoyment. Residents enjoy exclusive access to a resort-style community pool and are just minutes from the vibrant shops, restaurants, and conveniences along US-192. Plus, with parks and the St. Cloud Civic Center nearby, outdoor recreation is always within reach. Potential Bonus for Qualified Buyers: This home may qualify for an assumable VA loan with an interest rate as low as 3.375%—a rare opportunity in today’s market. Loan eligibility is pending verification with the current servicer. Don’t miss your chance to live beautifully by the lake in a home that truly stands out. Ask about available lender incentives when working with our preferred lending partner—including appraisal waiver applied at closing.
For sale
Price cut: $10K (8/9)
$405,000
284 White Heron Way, Saint Cloud, FL 34772
4beds
1,843sqft
Est.:
Single Family Residence
Built in 2022
6,098 Square Feet Lot
$402,800 Zestimate®
$220/sqft
$67/mo HOA
What's special
Lakefront livingPrivacy fenceTranquil fountainElegant ruby ii modelSerene waterfront viewsProfessionally designed finishesScreened-in patio
- 86 days
- on Zillow |
- 311 |
- 20 |
Zillow last checked: 7 hours ago
Listing updated: August 11, 2025 at 11:35am
Listing Provided by:
Jennifer Bolanos 305-283-6969,
LIFESTYLE INTERNATIONAL REALTY 305-809-8085
Source: Stellar MLS,MLS#: O6311032
Originating MLS: Osceola

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
Bedroom 3
- Features: Walk-In Closet(s)
- Level: First
Bedroom 4
- Features: Walk-In Closet(s)
- Level: First
Primary bathroom
- Level: First
Bathroom 2
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range Hood, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Split Bedroom, Thermostat, Walk-In Closet(s)
- Flooring: Ceramic Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 1,843
- Total interior livable area: 1,843 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 6,098 Square Feet
Details
- Parcel number: 132630066600010300
- Zoning: X
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Block, Concrete Perimeter
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Other
- Water: Public
- Utilities for property: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Subdivision: SOUTHERN PINES PH 3B
HOA
- Has HOA: Yes
- HOA fee: $67 monthly
- HOA name: Amanda Lee
- HOA phone: 407-960-4872
- Pet fee: $0 monthly
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $360,300
- Annual tax amount: $5,607
- Date on market: 5/21/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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