Premier waterfront lot with gorgeous views of Grand Lagoon. Located in the gated community of Finisterre at the east end of Panama City Beach. This improved lot has a new seawall and has already been filled and has 2 jet ski lifts in community dock that convey with purchase. Finisterre is a gated waterfront neighborhood with amenities such as tennis, pickleball, basketball, a playground, and community dock. Walk to several popular restaurants and only a short drive to St Andrews State Park, boating, and of course, the beautiful beaches of Panama City Beach! Come and build your dream home on the lagoon! The adjacent lot is also for sale (mls# 763159 ) giving you the chance to buy 2 side by side lots in one of most prestigious neighborhoods in Panama City Beach! Please check in to any measurements or utilities to confirm information. Call today!
Lot/land
$695,000
3319 Terra Cotta Dr, Panama City Beach, FL 32408
--beds
--baths
0.29Acres
Unimproved Land
Built in ----
0.29 Acres Lot
$-- Zestimate®
$--/sqft
$170/mo HOA
What's special
Waterfront lotNew seawall
- 317 days
- on Zillow |
- 83 |
- 3 |
Zillow last checked: 7 hours ago
Listing updated: July 27, 2025 at 11:30am
Listed by:
Michele Morros 850-258-9878,
Keller Williams Success Realty,
Ann Wohlford 850-624-6909,
Keller Williams Success Realty
Source: CPAR,MLS#: 763185
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Facts & features
Property
Features
- Has view: Yes
- View description: Bay, Lagoon
- Has water view: Yes
- Water view: Bay,Lagoon
- Waterfront features: Bayfront, Gulf Access, Lagoon, Bulkhead, Seawall, Waterfront
- Frontage length: 65
Lot
- Size: 0.29 Acres
- Dimensions: 85 x 157 x 74 x 183
- Features: Other, See Remarks, Waterfront
Details
- Parcel number: 31424555000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Utilities & green energy
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Sewer Available, Water Available
Community & HOA
Community
- Features: Basketball Court, Dock, Gated, Playground, Waterfront
- Security: Gated Community
- Subdivision: Finisterre
HOA
- Has HOA: Yes
- Amenities included: Dock, Gated
- Services included: Fishing Rights, Playground, Tennis Courts
- HOA fee: $2,044 annually
Location
- Region: Panama City Beach
Financial & listing details
- Tax assessed value: $251,400
- Annual tax amount: $3,143
- Date on market: 9/27/2024
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
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