Charming 3-bedroom 2-bath home located in an established neighborhood on the northeast side of Middleburg! NO HOA! This home certainly checks all the boxes with stainless steel appliances that are less than 5 years old, porcelain wood tile floors in the main areas, granite countertops in kitchen & baths, tiled showers, a 2-car attached garage, and a fenced-in backyard! Two pantries, a coat closet, and two hall closets are an added bonus for all those extra storage and organizing needs! Oh, and did I mention a separate laundry/utility room! Enjoy the warmth of the wood-burning fireplace in the living room, all while still staying connected to the conversation in the kitchen or share space with large groups in the dining area. The master-suite offers natural lighting with two oversized windows, an en-suite bathroom that features a wood sliding barn door, double-vanities, a linen closet, and a walk-in shower. Interior paint of the home updated in 2022. The HVAC & water heater were replaced in 2020. Along with a new garage door. The owners do currently lease a water softening system and have a reverse osmosis system installed underneath the kitchen sink. Clay County offers a blend of small-town charm and natural beauty. It is known for its family-friendly communities, top-rated schools, and a relaxed, suburban lifestyle with easy access to the city. Surrounded by scenic waterways, such as Black Creek, parks, such as Jennings State Forest...see photos for full property description
For sale
Price cut: $10K (7/16)
$289,000
3372 Penny Ln, Middleburg, FL 32068
3beds
1,510sqft
Est.:
Single Family Residence
Built in 1989
7,492.32 Square Feet Lot
$286,200 Zestimate®
$191/sqft
$-- HOA
What's special
Oversized windowsEn-suite bathroomGranite countertopsFenced-in backyardTwo pantriesWood-burning fireplacePorcelain wood tile floors
- 39 days
- on Zillow |
- 630 |
- 54 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: July 16, 2025 at 06:33am
Listed by:
Natalie Rankin 352-463-9001,
HOMETOWN REALTY OF NORTH FLORIDA, INC. 352-463-9001
Source: NFMLS,MLS#: 127661

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central Electric
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Electric Range, Glass Cooktop, Other
- Laundry: Laundry Room, Inside
Features
- Fireplace, Ceiling Fan(s), Vaulted Ceiling(s), Open Floorplan, Granite Counters
- Flooring: Vinyl Linoleum, Carpet, Porcelain Tile
- Windows: Insulated Windows, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 1,510
- Total interior livable area: 1,510 sqft
Property
Parking
- Total spaces: 2
- Parking features: 2 Car, Garage
- Garage spaces: 2
Features
- Patio & porch: Front Porch, Covered, Patio, Rear Porch
- Exterior features: Rain Gutters
- Fencing: Wood,Privacy,Fenced
Lot
- Size: 7,492.32 Square Feet
- Dimensions: 75 x 100
Details
- Parcel number: 04052500898900502
- Zoning: RES
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Fiber Cement
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Highland Oaks
HOA
- Has HOA: No
Location
- Region: Middleburg
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $306,449
- Annual tax amount: $2,738
- Date on market: 7/3/2025
- Road surface type: Paved
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