Don’t miss this rare opportunity to own an expertly designed, single-level beachfront home in the highly sought-after North Point neighborhood of Morro Bay. This 3-bedroom, 3-bathroom residence offers approximately 2,000 square feet of thoughtfully planned living space, where every detail is tailored for comfort, style, and effortless coastal living. Upgraded front windows and oversized sliding glass doors frame panoramic, unobstructed views of the beach, the iconic Morro Rock, and spectacular sunsets—bringing the natural beauty of Morro Bay right into your home.
The gourmet kitchen is a chef’s dream, featuring rich maple cabinetry, granite countertops and backsplash, a Sub-Zero refrigerator, Dacor double oven, Windcrest gas cooktop, Bosch dishwasher, a convenient breakfast bar, and a secondary prep sink for added functionality and ease during meal preparation or entertaining. The open living area includes extensive built-in maple shelving flanking a cozy fireplace, with stunning ocean views and electric blinds that allow you to adjust natural light with the touch of a button.
The spacious primary suite offers private access to a side yard and an outdoor “surfer” shower, along with dual walk-in closets and a luxurious bathroom with granite dual-sink vanity, a walk-in shower, jetted soaking tub, and bidet. The second bedroom features its own ensuite bath, perfect for guest privacy, while the third bedroom is conveniently located near the third bath in the hallway. Durable 12x12 tile flooring runs throughout the main living areas—ideal for a beach lifestyle—while all bedrooms feature plush carpeting for added warmth and comfort. Solar light tubes enhance the home's brightness, and the generous laundry room includes abundant cabinetry and folding space.
Step outside to a tiled front deck just steps from the sand—perfect for beachcombing, surfing, or simply enjoying the peaceful rhythm of the waves. With a durable stucco exterior and tile roof designed to withstand the elements, this expertly designed home offers a rare chance to own true oceanfront property in Morro Bay's North Point neighborhood—where timeless elegance meets the unmatched beauty of coastal living.
Sold for $3,400,000 on 07/14/25
Listing Provided by:
Christopher Bath DRE #01231010 805-801-0268,
Coast Realty
$3,400,000
3466 Toro Ln, Morro Bay, CA 93442
3beds
2,000sqft
Single Family Residence
Built in 2001
4,944 Square Feet Lot
$3,390,400 Zestimate®
$1,700/sqft
$3,847 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 14, 2025 at 11:42am
Listing Provided by:
Christopher Bath DRE #01231010 805-801-0268,
Coast Realty
Bought with:
Cathy Gilchrist-Colmar, DRE #00517562
Pacific Sotheby's Int'l Realty
Source: CRMLS,MLS#: SC25105014
Originating MLS: California Regional MLS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bidet, Bathtub, Dual Sinks, Granite Counters, Jetted Tub, Separate Shower
Kitchen
- Features: Granite Counters, Kitchen/Family Room Combo, Utility Sink
Other
- Features: Walk-In Closet(s)
Heating
- Forced Air, Natural Gas
Cooling
- None
Appliances
- Included: Double Oven, Dishwasher, Gas Cooktop, Disposal, Refrigerator
- Laundry: Washer Hookup, Gas Dryer Hookup, Laundry Room
Features
- Breakfast Bar, Granite Counters, High Ceilings, Pantry, See Remarks, Bedroom on Main Level, Main Level Primary, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Has fireplace: Yes
- Fireplace features: Gas, Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,000 sqft
Property
Parking
- Total spaces: 2
- Parking features: Direct Access, Driveway Level, Garage Faces Front, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Patio & porch: Deck, See Remarks, Tile
- Pool features: None
- Has view: Yes
- View description: Coastline, Ocean, Panoramic
- Has water view: Yes
- Water view: Coastline,Ocean
- Waterfront features: Beach Front, Ocean Front
Lot
- Size: 4,944 sqft
- Features: 0-1 Unit/Acre, Cul-De-Sac, Level, Street Level
Details
- Parcel number: 065082012
- Zoning: R1
- Special conditions: Trust
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Barrel,Tile
Condition
- Turnkey
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Security
- Security features: Security System, Carbon Monoxide Detector(s), Fire Detection System, Smoke Detector(s)
Community
- Community features: Curbs, Street Lights, Water Sports
Location
- Region: Morro Bay
- Subdivision: Beach Tract(730)
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $2,700 annually
- Amenities included: Maintenance Grounds
- Association name: North Point-MBHOA
- Association phone: 408-966-3697
Other
Other facts
- Listing terms: Cash to New Loan
Services availability
Sell for more on Zillow
Get a free Zillow Showcase℠ listing and you could sell for .
$3,390,400
2% more+ $67,808
With Zillow Showcase(estimated)
$3,458,208