Charming Beach Cottage on Canal Lot with Boat Dock
This is a RARE FIND! Nestled among majestic oak trees, this charming 4-bedroom, 2-bath beach cottage offers the perfect blend of coastal charm and laid-back lifestyle. Situated on a desirable canal lot with a floating boat dock, this raised beach home is ideal for boating enthusiasts or anyone seeking a serene waterfront lifestyle.
Step inside to an open concept living, dining, and kitchen area, featuring durable vinyl flooring throughout and large bedrooms with dedicated closets and lots of windows to enjoy the views. The layout includes Jack and Jill-style bathrooms, offering convenience and privacy for family and guests.
Enjoy outdoor living at its best with covered decks overlooking both the canal and the quiet street — perfect for morning coffee or evening relaxation watching the breath-taking OIB sunrises and sunsets! This raised beach cottage boasts ample storage space underneath for beach toys and accessories and plenty of parking, making beach days and boat trips a breeze. No HOA on this property.
Whether you're looking for a full-time residence, a vacation getaway, or a rental investment, this home is ready for you to make it your own! OIB is a southern facing island providing endless recreational opportunities on the island year-round. This cottage is two blocks from Town Center with restaurants, shopping, mini-golf, waterpark, playground and more! You can see the beach access from the street also. Don't miss this rare opportunity to own on Ocean Isle - schedule your private showing today!
For sale
$875,000
35 Monroe Street, Ocean Isle Beach, NC 28469
4beds
1,145sqft
Est.:
Single Family Residence
Built in 1976
6,098.4 Square Feet Lot
$843,700 Zestimate®
$764/sqft
$-- HOA
What's special
- 51 days |
- 1,022 |
- 25 |
Zillow last checked: 8 hours ago
Listing updated: December 05, 2025 at 01:07pm
Listed by:
McNeely Group 910-933-2040,
Landmark Sotheby's International Realty
Source: Hive MLS,MLS#: 100537501
Originating MLS: Brunswick County Association of Realtors
Originating MLS: Brunswick County Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Primary Living Area
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Cooktop, Washer, Refrigerator, Dryer, Dishwasher
- Laundry: In Garage
Features
- Vaulted Ceiling(s), High Ceilings, Kitchen Island, Ceiling Fan(s), Furnished, Blinds/Shades
- Flooring: Vinyl
- Basement: None
- Attic: None
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total structure area: 1,145
- Total interior livable area: 1,145 sqft
Property
Parking
- Total spaces: 3
- Parking features: On Site, Unpaved
- Uncovered spaces: 3
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Pier, Canal Front, Water Access Comm
- Frontage type: Canal Front
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 49 x 117 x 51 x 117
- Features: Interior Lot, Boat Dock, Pier, Water Access Comm
Details
- Additional structures: Shower, Storage
- Parcel number: 243mc018
- Zoning: Oi-R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Raised
- Roof: Shingle
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Not In Subdivision
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Ocean Isle Beach
Financial & listing details
- Price per square foot: $764/sqft
- Tax assessed value: $733,870
- Annual tax amount: $3,663
- Date on market: 10/21/2025
- Cumulative days on market: 51 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$843,700
$802,000 - $886,000
$2,163/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/27/2025 | Listed for sale | $875,000$764/sqft |
Source:  CCAR #2525943 Report a problem | ||
| 8/28/2024 | Listing removed | -- |
Source:  Hive MLS #100430428 Report a problem | ||
| 5/27/2024 | Price change | $875,000-2.7%$764/sqft |
Source: Hive MLS #100430428 Report a problem | ||
| 3/1/2024 | Listed for sale | $899,000+146.4%$785/sqft |
Source: Hive MLS #100430428 Report a problem | ||
| 2/20/2016 | Listing removed | $364,900$319/sqft |
Source: Coldwell Banker Sloane Realty OIB #20675663 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,710 | $733,870 |
| 2024 | $2,710 | $733,870 |
| 2023 | $2,710 +24% | $733,870 +79.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,839/mo
Principal & interest
$4161
Property taxes
$372
Home insurance
$306
Climate risks
Neighborhood: 28469
Nearby schools
GreatSchools rating
- 10/10Union ElementaryGrades: K-5Distance: 4.8 mi
- 3/10Shallotte MiddleGrades: 6-8Distance: 5.8 mi
- 3/10West Brunswick HighGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Union
- Middle: Shallotte Middle
- High: West Brunswick
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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