Welcome to this California Ranch-style home where opportunity awaits. The bright living area includes a cozy fireplace and sliding doors that lead out to a three-season sunroom, offering serene views of the garden area. Despite it's modest space the kitchen - dining area is designed for efficiency and provides abundant cabinetry. A charming garden box window over the sink allows natural sunlight to pour in, a lovely spot to grow herbs or display your favorite plants. There are one and a half baths and three spacious bedrooms with a room that offers the option to have a main floor laundry closet. The unfinished basement presents a fantastic opportunity for equity growth by finishing to your taste. Nestled in an idea location, this property is enhanced with a horseshoe drive for easy access and a two-stall detached garage for ample parking space and storage. Recent updates worthy noting would be house roof '23, garage roof '24 , furnace '20 and siding '18 . To schedule a private viewing of this home contact your Realtor of choice today!
Pending
$229,900
3508 Monticello Ave, Waterloo, IA 50701
3beds
1,340sqft
Est.:
Single Family Residence
Built in 1970
7,840.8 Square Feet Lot
$227,800 Zestimate®
$172/sqft
$-- HOA
What's special
Cozy fireplaceThree spacious bedroomsAbundant cabinetry
- 25 days |
- 849 |
- 29 |
Zillow last checked: 8 hours ago
Listing updated: November 29, 2025 at 09:41am
Listed by:
Ellie Fulks 319-504-3795,
Fischels Residential Group
Source: Northeast Iowa Regional BOR,MLS#: 20255697
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
Rooms
- Room types: Sunroom
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Microwave, Free-Standing Range, Refrigerator, Water Softener Owned
- Laundry: 1st Floor, Laundry Closet, Lower Level
Features
- Ceiling Fan(s), Solid Surface Counters
- Basement: Concrete,Unfinished
- Has fireplace: Yes
- Fireplace features: One, Gas, Living Room
Interior area
- Total interior livable area: 1,340 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: 2 Stall, Detached Garage
- Carport spaces: 2
Features
- Patio & porch: Enclosed
- Exterior features: Garden
Lot
- Size: 7,840.8 Square Feet
- Dimensions: 95x115x43
Details
- Parcel number: 881305427004
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt
Condition
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $205,600
- Annual tax amount: $4,022
- Date on market: 11/26/2025
- Cumulative days on market: 29 days
- Road surface type: Concrete, Hard Surface Road, Paved
Estimated market value
$227,800
$216,000 - $239,000
$1,255/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/29/2025 | Pending sale | $229,900$172/sqft |
Source:  Northeast Iowa Regional BOR #20255697 Report a problem | ||
| 11/26/2025 | Listed for sale | $229,900$172/sqft |
Source: Northeast Iowa Regional BOR #20255697 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,630 +4.6% | $199,070 |
| 2023 | $3,471 +2.8% | $199,070 +19.3% |
| 2022 | $3,377 +1.9% | $166,920 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,249/mo
Principal & interest
$891
Property taxes
$278
Home insurance
$80
Climate risks
Neighborhood: 50701
Nearby schools
GreatSchools rating
- 3/10Lou Henry Elementary SchoolGrades: K-5Distance: 0.9 mi
- 6/10Hoover Middle SchoolGrades: 6-8Distance: 0.9 mi
- 3/10West High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Lou Henry
- Middle: Hoover Intermediate
- High: West High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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