Welcome to your dream retreat on the shores of Boyd Lake, where everyday living feels like a vacation. Located on one of the best lots on the lake, this rare lakefront brick ranch offers breathtaking views across the water to the mountains, peaceful privacy, and year-round adventure right outside your door. Whether you're watching bald eagles soar above the water, casting a fishing line, or jumping on your boat for a day of wakeboarding, waterskiing, or surfing, this property is built for those who crave the Colorado outdoors. The spacious ranch-style layout was thoughtfully designed ahead of its time, featuring a wide-open main level ideal for both entertaining and everyday comfort. You'll find everything you need on the main floor, while the finished walkout basement offers endless possibilities-whether it's a home theater, game room, or multi-generational living space with second kitchenette. Step outside to find mature trees, multiple seating areas including a firepit, your own sandy beach and a backyard that feels like your own private park. There are even blackberry and raspberry buhses and an apple tree! You have your own personal boat ramp making it super easy to get your lake toys on and off the lake. Note that the lot extends down to the water line so you always have access to the lake! Located just minutes from I-25, shopping, dining, and Loveland's best amenities-yet tucked away in a peaceful, no-metro-district community-this property is truly one-of-a-kind.
For sale
$1,850,000
3553 Valley Oak Dr, Loveland, CO 80538
6beds
3,568sqft
Est.:
Residential-Detached, Residential
Built in 1966
0.65 Acres Lot
$1,774,400 Zestimate®
$518/sqft
$29/mo HOA
What's special
Finished walkout basementYour own sandy beachWide-open main levelPersonal boat rampYear-round adventureAccess to the lakePeaceful privacy
- 27 days
- on Zillow |
- 3,912 |
- 224 |
Zillow last checked: 7 hours ago
Listing updated: August 11, 2025 at 01:36pm
Listed by:
The Sledge Team 970-402-2816,
Group Harmony
Source: IRES,MLS#: 1039284

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Area: 378
- Dimensions: 14 x 27
Bedroom
- Area: 195
- Dimensions: 15 x 13
Bedroom 2
- Area: 132
- Dimensions: 11 x 12
Bedroom 3
- Area: 143
- Dimensions: 13 x 11
Bedroom 4
- Area: 169
- Dimensions: 13 x 13
Bedroom 5
- Area: 221
- Dimensions: 17 x 13
Dining room
- Area: 140
- Dimensions: 14 x 10
Family room
- Area: 299
- Dimensions: 23 x 13
Kitchen
- Area: 378
- Dimensions: 14 x 27
Living room
- Area: 266
- Dimensions: 19 x 14
Heating
- Hot Water, Baseboard
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator, Disposal
- Laundry: Washer/Dryer Hookups, In Basement
Features
- In-Law Floorplan, Satellite Avail, High Speed Internet, Eat-in Kitchen, Walk-In Closet(s), Walk-in Closet
- Flooring: Vinyl, Carpet
- Windows: Window Coverings, Double Pane Windows
- Basement: Full,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Family/Recreation Room Fireplace
Interior area
- Total structure area: 3,568
- Total interior livable area: 3,568 sqft
- Finished area above ground: 1,784
- Finished area below ground: 1,784
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, RV/Boat Parking
- Attached garage spaces: 2
- Details: Garage Type: Attached
Accessibility
- Accessibility features: Main Floor Bath, Accessible Bedroom
Features
- Stories: 1
- Patio & porch: Patio, Deck
- Exterior features: Hot Tub Included
- Spa features: Heated
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s), City, Water, Panoramic
- Has water view: Yes
- Water view: Water
- Waterfront features: Abuts Pond/Lake
Lot
- Size: 0.65 Acres
- Features: Gutters, Lawn Sprinkler System, Within City Limits
Details
- Additional structures: Storage
- Parcel number: R0447668
- Zoning: R
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Residential-Detached, Residential
Materials
- Wood/Frame, Brick
- Roof: Composition
Condition
- Not New, Previously Owned
- New construction: No
- Year built: 1966
Utilities & green energy
- Electric: Electric, Xcel Energy
- Gas: Natural Gas, Xcel Energy
- Sewer: District Sewer
- Water: District Water, Little Thompson
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available
Community & HOA
Community
- Features: Tennis Court(s), Playground, Park
- Subdivision: Boyd Lake Shores
HOA
- Has HOA: Yes
- Services included: Common Amenities, Management
- HOA fee: $350 annually
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $518/sqft
- Tax assessed value: $1,257,600
- Annual tax amount: $6,015
- Date on market: 7/16/2025
- Listing terms: Cash,Conventional
- Exclusions: Seller's Personal Property
- Electric utility on property: Yes
- Road surface type: Asphalt
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