Discover lakefront living on highly desired Sand Lake with this inviting 3-bedroom, 1.5-bath home that's perfect for year-round enjoyment or a relaxing Up North getaway. Inside, an open kitchen and dining area make gathering easy, while the spacious living room offers plenty of room to unwind after a day on the water or trails. Wake up to beautiful views from the lakeside primary bedroom, where the morning light reflects off the water. Step outside to a large cement patio overlooking a sandy beach area offering an ideal spot for summer lounging, evening fires, and watching the boats drift by. A durable metal seawall adds peace of mind and low-maintenance shoreline protection. The partial basement offers convenient storage space for lake gear, tools, and seasonal items. And when adventure calls, you're just minutes from the Huron National Forest with miles of snowmobile and ORV trails to explore. Don't miss your opportunity to enjoy the best of Northern Michigan!
For sale
$325,000
3904 Saginaw St, National City, MI 48748
3beds
1,444sqft
Est.:
Single Family Residence
Built in 1965
6,534 Square Feet Lot
$320,600 Zestimate®
$225/sqft
$-- HOA
What's special
- 10 days |
- 741 |
- 32 |
Zillow last checked: 8 hours ago
Listing updated: December 16, 2025 at 08:42am
Listed by:
CHRISTINE BEEBE,
SCOFIELD REAL ESTATE LLC 989-728-2603
Source: NGLRMLS,MLS#: 1941146
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 160
- Dimensions: 10 x 16
Bedroom 2
- Level: Main
- Area: 72.25
- Dimensions: 8.5 x 8.5
Bedroom 3
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Primary bathroom
- Features: Shared
Dining room
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Living room
- Level: Main
- Area: 264
- Dimensions: 24 x 11
Heating
- Forced Air, Natural Gas, Fireplace(s)
Appliances
- Included: Refrigerator, Oven/Range, Washer, Dryer
- Laundry: Main Level
Features
- Entrance Foyer, Drywall, Paneling, Cable TV, WiFi
- Flooring: Carpet, Laminate
- Basement: Full,Crawl Space,Exterior Entry,Unfinished
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,444
- Total interior livable area: 1,444 sqft
- Finished area above ground: 1,444
- Finished area below ground: 0
Property
Parking
- Parking features: None, Asphalt
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- On waterfront: Yes
- Waterfront features: All Sports, Sandy Bottom, Lake
- Body of water: Sand Lake
- Frontage length: 48
Lot
- Size: 6,534 Square Feet
- Dimensions: 48 x 130 x 48 x 140
- Features: Cleared, Level, Landscaped, Subdivided
Details
- Additional structures: None
- Parcel number: 051S6000000200
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Aluminum Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Community & HOA
Community
- Features: None
- Subdivision: Sand Lake Realty Cos Subn
HOA
- Services included: None
Location
- Region: National City
Financial & listing details
- Price per square foot: $225/sqft
- Tax assessed value: $72,662
- Annual tax amount: $3,311
- Price range: $325K - $325K
- Date on market: 12/13/2025
- Cumulative days on market: 11 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
$320,600
$305,000 - $337,000
$1,174/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/13/2025 | Listed for sale | $325,000+225%$225/sqft |
Source: | ||
| 4/2/2018 | Sold | $100,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,311 +7.7% | $127,000 +8.6% |
| 2024 | $3,073 +12.8% | $116,900 +9.8% |
| 2023 | $2,725 +3.2% | $106,500 +15.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,973/mo
Principal & interest
$1572
Property taxes
$287
Home insurance
$114
Climate risks
Neighborhood: 48748
Nearby schools
GreatSchools rating
- 6/10Tawas Area Middle SchoolGrades: 5-8Distance: 7.8 mi
- 7/10Tawas Area High SchoolGrades: 9-12Distance: 7.8 mi
- 8/10Clara B. Bolen Elementary SchoolGrades: PK-4Distance: 7.8 mi
Schools provided by the listing agent
- District: Tawas Area Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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