Welcome to this affordable and well-located 3-bedroom, 1-bathroom home, offering comfort, convenience, and excellent potential for both owner-occupants and investors alike. Situated in a central location close to schools, parks, shopping, and major routes, this property delivers everyday ease at a price that’s hard to find. Whether you’re looking for a budget-friendly home or a reliable investment opportunity, this property checks all the boxes.
For sale
$59,900
400 Elm St, Waterloo, IA 50703
2beds
0baths
1,421sqft
Est.:
Single Family Residence
Built in 1899
3,920.4 Square Feet Lot
$-- Zestimate®
$42/sqft
$-- HOA
What's special
- 5 days |
- 138 |
- 9 |
Zillow last checked: 8 hours ago
Listing updated: December 16, 2025 at 03:01am
Listed by:
Michael Taylor 319-239-3659,
Lockard Realty Company
Source: Northeast Iowa Regional BOR,MLS#: 20255917
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 0
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Ceiling Fan(s)
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,421 sqft
- Finished area below ground: 0
Property
Parking
- Parking features: None
Lot
- Size: 3,920.4 Square Feet
- Dimensions: 35.00 x 110.00
Details
- Parcel number: 891325253006
- Zoning: A-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Asphalt
Condition
- Year built: 1899
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $42/sqft
- Tax assessed value: $36,420
- Annual tax amount: $648
- Date on market: 12/12/2025
- Cumulative days on market: 6 days
- Road surface type: Other
Estimated market value
Not available
Estimated sales range
Not available
$961/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Listed for sale | $59,900$42/sqft |
Source:  Northeast Iowa Regional BOR #20255917 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $597 +32.9% | $29,870 |
| 2023 | $449 +2.7% | $29,870 +46.1% |
| 2022 | $437 +0.7% | $20,450 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$325/mo
Principal & interest
$232
Property taxes
$72
Home insurance
$21
Climate risks
Neighborhood: 50703
Nearby schools
GreatSchools rating
- 4/10Highland Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 2/10George Washington Carver AcademyGrades: 6-8Distance: 2.1 mi
- 2/10East High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Highland Elementary
- Middle: George Washington Carver Academy
- High: East High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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