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For sale
  • $699,000

    403 Highway 2297, Panama City, FL 32404

    3beds
    1,855sqft
    : 
    Single Family Residence
    Built in 1976
    5.17 Acres Lot
    $665,400 Zestimate®
    $377/sqft
    $-- HOA

    What's special

    Gulf accessBoat liftWhitewashed brick exteriorExpanded dockModern amenitiesSolar-powered entrance gateFresh paint
    PRICED BELOW APPRAISED VALUE Welcome to your own slice of paradise on Cook's Bayou. A rare opportunity to own a beautifully updated 3-bedroom, 2-bathroom brick home with gulf access, nestled on 5 serene acres adorned with moss draped oaks, lush herb gardens, and a private pond.Originally built in 1976 and thoughtfully renovated over the years, this 1,855 sq ft home offers a perfect blend of vintage character and modern amenities. Step inside to a light and airy interior featuring fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The entire master bath has been fully remodeled, and the kitchen is a chef's dream with induction cooktop, double ovens with convection and air fryer modes, and like-new stainless appliances (all less than 3 years old).Rest easy knowing key upgrades have already been completed, including asbestos abatement, popcorn ceiling removal, a 2024 HVAC system, Honeywell programmable thermostat, Pristine Air UV filter, water softener system, and generator outlet for peace of mind. The home also features a 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior that adds timeless curb appeal.Outside, the upgrades continue with a solar-powered entrance gate, 12'x32' shed, motorized porch screen to fully enclose the back porch, raised metal garden beds, citrus trees, and room to expand or just enjoy the quiet of your surroundings.Boaters will love the nearly $30,000 in upgrades to the expanded dock, including a 7,000 lb. boat lift, offering seamless access to the Gulf from your backyard. And for those who like to work the land, a John Deere tractor and attachments are included with the purchase.Whether you're looking for a private waterfront homestead, a peaceful retreat, or a place to build your future, this one-of-a-kind property on Cook's Bayou has it all.This property has Gulf access through Cook's Bayou. The bridge has a vertical clearance of 9 ft 6 inches. The home sits on tidal waters, offering easy access for smaller boats and a scenic waterfront lifestyle.
    32 days
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    Zillow last checked: 7 hours ago

    Listing updated: August 05, 2025 at 07:00am

    Listed by:

    Tyler S Smith 850-326-8948,

    Beach Haven Realty

    Source: CPAR,MLS#: 776032MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
    Travel times

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    Next available tour time:Today at 11am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Primary Bathroom
    Bedroom
    • Level: First
    • Area: 132
    • Dimensions: 12 x 11
    Bedroom
    • Level: First
    • Area: 121
    • Dimensions: 11 x 11
    Primary bathroom
    • Level: First
    • Area: 208
    • Dimensions: 16 x 13
    Heating
    • Central, Fireplace(s)
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
    Features
    • Beamed Ceilings, Fireplace, High Ceilings, Recessed Lighting, Smart Thermostat
    • Has fireplace: Yes
    Interior area
    • Total interior livable area: 1,855 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Additional Parking, Attached, Boat, Driveway, Garage, Gravel, Oversized
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Porch, Screened
    • Exterior features: Porch, Patio
    • Pool features: None
    • Fencing: Chain Link,Fenced,Full
    • Has view: Yes
    • View description: Bay, Bayou
    • Has water view: Yes
    • Water view: Bay,Bayou
    • Waterfront features: Bay Access, Bayou, Boat Ramp/Lift Access, Dock Access, Deeded Access, Waterfront
    Lot
    • Size: 5.17 Acres
    • Features: Pond on Lot, Wooded, Waterfront
    Details
    • Additional structures: Outbuilding, Shed(s), Utility Building(s)
    • Parcel number: 06656035000
    • Zoning description: Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Roof: Metal
    Condition
    • Year built: 1976

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Cable Available, Septic Available, Trash Collection, Water Available

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Security: Security Fence
    • Subdivision: No Named Subdivision
    HOA
    • Has HOA: No
    Location
    • Region: Panama City

    Financial & listing details

    • Price per square foot: $377/sqft
    • Tax assessed value: $354,633
    • Annual tax amount: $3,935
    • Date on market: 7/1/2025
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Road surface type: Paved
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