Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. $5000 seller credits to buyer. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating amenities are just a few steps away. The seawall was replaced a few years ago and is in excellent condition. Some new decking was done then as well. 2 boatlifts out back and a dock house. This home also enjoys the lower flood rates, since it was grandfathered in, from previous lower flood zone rates. Spacious and open floor plan. Huge master bedroom. Extra heated space on the bottom floor. This area has been used as extra bedrooms and recreation. No HOA on this one. Great community, as this neighborhood has some great fun loving people around you. Deep water canal allows easy access for your vessel to get in and out. This property is near the middle of the island. It is located close to each high rise bridge. Access from either end is convenient, or access by boat. There is a convenience store and night life in walking distance. A short stroll to the beach access and a park is close by as well. Dining is close by as well. Showing is easy, Appointments can be made thru broker bay. Make your viewing appointment soon!
For sale
Price cut: $16K (10/30)
$1,099,000
4069 4th Street, Surf City, NC 28445
3beds
2,324sqft
Est.:
Single Family Residence
Built in 1986
7,840.8 Square Feet Lot
$1,063,700 Zestimate®
$473/sqft
$-- HOA
What's special
Dock houseCanal areaBoating amenitiesExtra heated spaceMajestic sunsetsDays on the waterHuge master bedroom
- 161 days |
- 258 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: December 05, 2025 at 01:13pm
Listed by:
David M Woolard 910-409-4481,
Changes in Latitudes Realty LLC
Source: Hive MLS,MLS#: 100517491
Originating MLS: Topsail Island Association of Realtors
Originating MLS: Topsail Island Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Master Bedroom, Bedroom 1, Bedroom 2, Dining Room, Living Room, Office
Primary bedroom
- Level: First
- Dimensions: 24 x 16
Bedroom 1
- Level: First
- Dimensions: 11 x 10
Bedroom 2
- Level: First
- Dimensions: 12 x 10
Dining room
- Level: First
- Dimensions: 9 x 10
Kitchen
- Dimensions: 9 x 10
Living room
- Dimensions: 16 x 14
Office
- Dimensions: 10 x 10
Heating
- Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Electric Oven, Built-In Microwave
- Laundry: Dryer Hookup, Washer Hookup, In Basement, Laundry Closet, Laundry Room
Features
- Walk-in Closet(s), Ceiling Fan(s), Blinds/Shades, Walk-In Closet(s)
- Flooring: LVT/LVP, Carpet, Vinyl
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,664
- Total interior livable area: 2,324 sqft
Property
Parking
- Total spaces: 7
- Parking features: Garage Faces Front, Concrete, Garage Door Opener, Off Street, Paved
- Garage spaces: 2
- Uncovered spaces: 5
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open, Covered, Deck, Patio, Porch
- Exterior features: Outdoor Shower
- Pool features: None
- Fencing: Metal/Ornamental,Back Yard
- Has view: Yes
- View description: Canal, Sound, Water
- Has water view: Yes
- Water view: Canal,Sound,Water
- Waterfront features: Pier, Boat Lift, Bulkhead, Canal Front, Water Depth 4+
- Frontage type: Canal Front
Lot
- Size: 7,840.8 Square Feet
- Dimensions: 55 x 140
- Features: Open Lot, Boat Slip, Boat Lift, Bulkhead, Pier, Water Depth 4+
Details
- Additional structures: Covered Area, Shower, Shed(s), Storage, Workshop
- Parcel number: 80075
- Zoning: MHS
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Green energy
- Green verification: None
Community & HOA
Community
- Subdivision: Old Settlers Beach
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $473/sqft
- Tax assessed value: $672,527
- Annual tax amount: $7,162
- Date on market: 7/3/2025
- Cumulative days on market: 161 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$1,063,700
$1.01M - $1.12M
$2,475/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/30/2025 | Price change | $1,099,000-1.4%$473/sqft |
Source:  Hive MLS #100517491 Report a problem | ||
| 10/15/2025 | Price change | $1,115,000-13.2%$480/sqft |
Source: Hive MLS #100517491 Report a problem | ||
| 8/18/2025 | Price change | $1,285,000-0.8%$553/sqft |
Source: Hive MLS #100517491 Report a problem | ||
| 7/4/2025 | Listed for sale | $1,295,000+207.2%$557/sqft |
Source: Hive MLS #100517491 Report a problem | ||
| 8/26/2015 | Sold | $421,500-6.2%$181/sqft |
Source: Hive MLS #40204455 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,405 | $672,527 |
| 2023 | $4,405 0% | $672,527 |
| 2022 | $4,405 +43.5% | $672,527 +54.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,415/mo
Principal & interest
$5471
Property taxes
$559
Home insurance
$385
Climate risks
Neighborhood: 28445
Nearby schools
GreatSchools rating
- 5/10Dixon ElementaryGrades: PK-5Distance: 8.8 mi
- 7/10Dixon MiddleGrades: 6-8Distance: 8.1 mi
- 4/10Dixon HighGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- Elementary: Dixon
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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