PRICE REDUCED - MOVE-IN READY! This exceptional property is one of only six unique homes in the exclusive Waterhaven community - a rare gem! With a prime location on the East end of Panama City Beach and Bay access to the Gulf, this home offers a perfect blend of luxury living and coastal convenience.Inside, the home features a gourmet kitchen equipped with Viking and Sub-Zero appliances, stainless steel finishes, an ice maker, and a wine fridge, ideal for both everyday living and entertaining. Hardwood floors extend throughout, including in the master suite, and plantation shutters add a classic touch. The home has been thoughtfully updated, offering a fresh and modern feel. Above the 2-car spacious garage, a one-bedroom, one-bathroom carriage house provides a private guest suite. Waterhaven residents enjoy a range of top-tier amenities, including the Owner's Club with a conference room and kitchen, a movie theater, and a state-of-the-art fitness center. The resort-style heated pool with large grills is perfect for gatherings, while the private marina offers direct access to the water. This is a rare opportunity to own one of Waterhaven's six Single Family homes, combining luxury, exclusivity, and an unbeatable location.
For sale
Price cut: $10K (7/18)
$619,000
4110 Cobalt Cir #SF6, Panama City Beach, FL 32408
4beds
2,813sqft
Est.:
Single Family Residence
Built in 2007
-- sqft lot
$-- Zestimate®
$220/sqft
$1,271/mo HOA
What's special
Private marinaSpacious garageLarge grillsResort-style heated poolGourmet kitchenOne-bedroom one-bathroom carriage houseFresh and modern feel
- 262 days
- on Zillow |
- 631 |
- 34 |
Zillow last checked: 7 hours ago
Listing updated: July 18, 2025 at 07:18am
Listed by:
Makayla E Lewis 850-832-6260,
CENTURY 21 Commander Realty
Source: CPAR,MLS#: 764967
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
Primary bedroom
- Description: Buyer to verify measurements.
- Level: Second
- Area: 210
- Dimensions: 15 x 14
Bedroom
- Description: Bedroom or Bonus. Buyer to verify measurements.
- Level: Third
- Area: 264
- Dimensions: 11 x 24
Bedroom
- Description: Buyer to verify measurements.
- Level: Second
- Area: 182
- Dimensions: 13 x 14
Bedroom
- Description: Carriage House
- Level: Second
- Area: 120
- Dimensions: 10 x 12
Primary bathroom
- Description: Buyer to verify measurements.
- Level: Second
Dining room
- Description: Buyer to verify measurements.
- Level: First
- Area: 120
- Dimensions: 10 x 12
Other
- Description: Buyer to verify measurements.
- Level: Third
Other
- Description: Carriage House
- Level: Second
Other
- Description: Buyer to verify measurements.
- Level: Second
Half bath
- Description: Buyer to verify measurements.
- Level: First
Kitchen
- Description: Buyer to verify measurements.
- Level: First
- Area: 143
- Dimensions: 11 x 13
Kitchen
- Description: Carriage House
- Level: First
- Area: 132
- Dimensions: 11 x 12
Living room
- Description: Buyer to verify measurements.
- Level: First
- Area: 306
- Dimensions: 17 x 18
Living room
- Description: Carriage House
- Level: Second
- Area: 120
- Dimensions: 10 x 12
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator, Wine Refrigerator
Features
- Breakfast Bar, Fireplace, Pantry, Recessed Lighting, Shutters
- Windows: Plantation Shutters
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,813 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, On Street
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony, Covered, Porch
- Exterior features: Balcony, Patio
- Pool features: Community, Electric Heat, In Ground, Pool
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Features: Close to Clubhouse
Details
- Parcel number: 40000050085
- Zoning description: Other - See Remarks
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Roof: Metal
Condition
- Year built: 2007
Utilities & green energy
- Utilities for property: Cable Available, Trash Collection
Community & HOA
Community
- Features: Barbecue, Clubhouse, Dock, Fitness Center, Gated, Waterfront, Pool, Sidewalks
- Security: Security System
- Subdivision: Waterhaven
HOA
- Has HOA: Yes
- Amenities included: Dock, Gated
- Services included: Boat Ramp, Clubhouse, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water
- HOA fee: $3,814 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $542,765
- Annual tax amount: $5,254
- Date on market: 11/12/2024
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Paved
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