4128 Cobalt Cir #RO-17, Panama City, FL 32408

* Boat Slip Negotiable * Discover the epitome of waterfront luxury in this exquisite gated community situated on the scenic St. Andrews Bay. This magnificent three-story townhome boasts 4 bedrooms, 4 1/2 baths + a separate carriage house atop the spacious 2-car garage - an ideal retreat for family and friends.Step inside to an open-concept living and dining space that seamlessly transitions into a high-end kitchen, complete with brand-new granite countertops, top-of-the-line appliances, including a Sub-Zero refrigerator, Viking 6-burner stove with convection oven, Bosch dishwasher, ice maker, and a Sub-Zero wine chiller at the wet bar. The pantry and laundry room are conveniently located between the garage and the kitchen.Through elegant French doors in the dining room, you'll find your very own private courtyard, perfect for relaxation. The master bedroom offers a generously-sized walk-in closet with custom storage, while the en suite bathroom features a double vanity, a separate shower, and a luxurious soaker tub.The interior showcases hardwood flooring & new carpet throughout, enhanced by new lighting fixtures and a fresh coat of paint. Meanwhile, the seamless integration of the hotel's fragrance collection system with the HVAC ensures a delightful and lasting aroma. Additionally, brand-new A/C units ensure comfort year-round.A boat slip is available for negotiation, and you can savor bay-front views while lounging by the pool or taking leisurely strolls along one of the largest private piers in the area. The community clubhouse is a haven of entertainment, offering a theater, meeting room, kitchen, fitness center, and an outdoor kitchen. The HOA management office is conveniently housed within the Clubhouse.This gem must be seen in person to fully appreciate its charm and elegance!