This beautifully updated 3-story townhome in the gated Waterhaven community offers just the right mix of style, comfort, and TONS of storage--with over $50,000 in upgrades and a bonus in-law suite over the garage. Inside, you'll find a comfortable and charming living space with gas fireplace. The main kitchen is a dream for anyone who loves to cook (or just entertain), featuring an extended island, new countertops, added cabinets and shelving and top-notch appliances--including a Viking range and Subzero fridge. There's even a beverage fridge and ice maker at the wet bar for easy entertaining. The laundry room also has room for an office and additional pantry space.French doors off the dining room lead to a cozy private courtyardgreat for relaxing with a book or hosting friends on warm evenings. Upstairs on the second floor you'll find the master suite with newly remodeled ensuite bathroom and private balcony. The guest room with ensuite bathroom is across the hall with its own balcony overlooking the courtyard below. The third floor boasts another guest room with ensuite bathroom and even more climate controlled storage closets! The real bonus? A private carriage house above the two-car garage with its own full kitchen, bathroom, and sitting area. It's perfect for guests, family, or even a quiet home office. Furnishings in carriage house are negotiable.As a Waterhaven resident, you'll also have access to a ton of resort-style amenities: a bay front pool, huge private pier, private boat slips, clubhouse with theater and fitness center, outdoor grilling stations, and a spacious gathering room for events. This community truly is a gem on the emerald coast and you're sure to feel right at home.
For sale
$649,900
4139 Cobalt Cir, Panama City, FL 32408
4beds
2,860sqft
Est.:
Condominium
Built in 2007
-- sqft lot
$618,600 Zestimate®
$227/sqft
$1,459/mo HOA
What's special
Gas fireplacePrivate pierPrivate balconyExtended islandCozy private courtyardPrivate boat slipsTons of storage
- 10 days
- on Zillow |
- 180 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: July 22, 2025 at 02:11pm
Listed by:
Heather B Cramer 850-830-1065,
Newman Dailey Resort Properties
Source: CPAR,MLS#: 776614
Originating MLS: Emerald Coast Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Primary Bedroom, Bonus Room
Heating
- Central, ENERGY STAR Qualified Equipment, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
Appliances
- Included: Bar Fridge, Dishwasher, ENERGY STAR Qualified Appliances, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator, Range Hood, Wine Cooler
Features
- Additional Living Quarters, Wet Bar, Bookcases, Fireplace, High Ceilings, In-Law Floorplan, Kitchen Island, Pantry, Recessed Lighting, Shutters, Vaulted Ceiling(s)
- Windows: Plantation Shutters
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total interior livable area: 2,860 sqft
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Alley Access, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: Stair Lift
Features
- Patio & porch: Balcony, Covered, Open, Porch
- Exterior features: Balcony, Columns
- Pool features: Pool, Community
- Waterfront features: Boat Ramp/Lift Access, Dock Access, Shoreline - Sand, Seawall
Details
- Parcel number: 40000050079
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- Year built: 2007
Utilities & green energy
- Utilities for property: Cable Connected, Trash Collection
Green energy
- Energy efficient items: Appliances
Community & HOA
Community
- Features: Barbecue, Beach, Boat Slip, Clubhouse, Conference/Meeting Room, Dock, Elevator, Fitness Center, Waterfront, Gated, Pool
- Security: Gated Community
- Subdivision: Waterhaven
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Insurance, Pool(s), Sewer, Trash, Water
- HOA fee: $4,378 quarterly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $227/sqft
- Date on market: 7/22/2025
- Loading
- Loading