417 S 11th St, Fernandina Beach, FL 32034

Walk to Downtown Fernandina – Updated Cottage with Old Florida Charm! This 3-bedroom, 2-bath home offers the rare blend of modern updates and historic character — all within walking distance of downtown Fernandina Beach! Whether you’re looking for a full-time residence, vacation rental, or cozy beach escape, this lovingly maintained 1,249 sq ft home has it all. Recent Improvements Include: • New roof & HVAC (2017) • 2024–2025 updates: all-new subfloor, luxury vinyl plank (LVP) flooring, fresh interior paint • Kitchen remodel: quartz counters, soft-close cabinets, tile backsplash, white fireclay farmhouse sink (updated photos coming soon!) Outdoor Perks: • Fully fenced backyard — perfect for pets, kids, or entertaining • Large gazebo & storage shed • Covered front porch for relaxing evenings under the oak trees Charming Details to Know: • Original ceiling height is 7’3” — cozy and energy-efficient, typical of classic Old Florida cottages • Some gentle floor settling consistent with the home’s age, but the foundation and subfloor are solid and professionally updated • Home has been well cared for and prepped for peace of mind Location, Location, Location! • Just blocks from Centre Street’s shops, restaurants, farmer’s markets, and festivals • 5 minutes to the beach • Golf cart-friendly neighborhood with no HOA