Welcome to this exceptional duplex investment opportunity that perfectly balances income potential with personal living possibilities. This well-maintained multi-family property features four spacious bedrooms and two full bathrooms across 1,914 square feet of thoughtfully designed living space.
The upper apartment comes partially furnished, making it move-in ready for tenants or providing immediate comfort if you choose to call it home. Meanwhile, the lower unit offers flexibility for additional rental income. Both apartments benefit from the durability and energy efficiency of a quality metal roof, ensuring long-term protection and reduced maintenance costs.
Located conveniently close to downtown Watertown, residents enjoy easy access to local amenities, dining, and entertainment while maintaining a peaceful residential atmosphere. The property sits on a nicely maintained lot with a fenced backyard, providing privacy and outdoor space for relaxation.
This duplex represents an excellent opportunity for both seasoned investors and first-time buyers looking to house hack their way into real estate ownership. Live in one unit while generating rental income from the other, or maximize your investment returns by renting both apartments. The partially furnished upper unit eliminates the hassle and expense of furnishing for new tenants.
Whether you're seeking a smart investment strategy, considering a live-in rental property, or looking for a unique housing solution, this duplex offers the versatility and income potential to meet your goals. The combination of location, condition, and rental possibilities makes this property a standout opportunity in today's market.
Under contract
Price cut: $3K (7/7)
$147,999
424 Prospect St, Watertown, NY 13601
4beds
1,914sqft
Multi Family
Built in 1872
-- sqft lot
$-- Zestimate®
$77/sqft
$-- HOA
What's special
Spacious bedroomsOutdoor space for relaxationThoughtfully designed living spaceQuality metal roofFenced backyard
- 176 days
- on Zillow |
- 223 |
- 4 |
Zillow last checked: 7 hours ago
Listing updated: August 15, 2025 at 04:53pm
Listing by:
eXp Realty 888-276-0630,
Ricky Gates 315-783-7163
Source: NYSAMLSs,MLS#: S1591523
Originating MLS: Jefferson-Lewis Board

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Gas, Baseboard, Forced Air, Hot Water
Appliances
- Included: Gas Water Heater
Features
- Flooring: Carpet, Laminate, Tile, Varies, Vinyl
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,914
- Total interior livable area: 1,914 sqft
Video & virtual tour
Property
Parking
- Parking features: Two or More Spaces
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony
- Exterior features: Balcony
Lot
- Size: 4,299.37 Square Feet
- Dimensions: 50 x 86
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 22180000700000062060000000
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Vinyl Siding
- Foundation: Stone
- Roof: Metal
Condition
- Resale
- Year built: 1872
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Watertown
Financial & listing details
- Price per square foot: $77/sqft
- Tax assessed value: $82,400
- Annual tax amount: $2,280
- Date on market: 3/5/2025
- Cumulative days on market: 177 days
- Listing terms: Cash,Conventional,FHA,VA Loan
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