Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit.
Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living.
The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms.
Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access.
The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal.
Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living.
Experience coastal California at its finest -schedule your private showing today.
Pending
Listing Provided by:
Erica Abbott DRE #01731537 805-704-3940,
Compass
$1,499,000
431 Main St, Morro Bay, CA 93442
4beds
2,560sqft
Est.:
Single Family Residence
Built in 2004
3,896 Square Feet Lot
$1,477,300 Zestimate®
$586/sqft
$114/mo HOA
What's special
Gas insert fireplaceMature landscapingCarmel-inspired cottage exteriorCoastal mosaic tile foyerSpa-like en suite bathExpansive ceiling heightsOpen concept floorplan
- 14 days
- on Zillow |
- 1,528 |
- 50 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: August 05, 2025 at 11:15am
Listing Provided by:
Erica Abbott DRE #01731537 805-704-3940,
Compass
Source: CRMLS,MLS#: SC25164098
Originating MLS: California Regional MLS

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Den, Foyer, Kitchen, Primary Bedroom
Primary bedroom
- Features: Primary Suite
Cooling
- None
Appliances
- Included: Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
- Laundry: Laundry Room, Upper Level
Features
- Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Pantry, Stone Counters, Entrance Foyer, Primary Suite
- Flooring: Tile, Wood
- Windows: Double Pane Windows
- Has fireplace: Yes
- Fireplace features: Gas, Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,560 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: level
- Pool features: None
- Has view: Yes
- View description: Bay, Harbor, Landmark, Neighborhood, Ocean
- Has water view: Yes
- Water view: Bay,Harbor,Ocean
Lot
- Size: 3,896 Square Feet
- Features: 0-1 Unit/Acre
Details
- Parcel number: 006174006
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Contemporary
- Property subtype: Single Family Residence
Materials
- Foundation: Slab
- Roof: Concrete,Tile
Condition
- Turnkey
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: 220 Volts For Spa
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Biking, Gutter(s), Hiking, Sidewalks
- Subdivision: Morro Cove(780)
HOA
- Has HOA: Yes
- Amenities included: Management
- HOA fee: $114 monthly
- HOA name: Morro Cove
Location
- Region: Morro Bay
Financial & listing details
- Price per square foot: $586/sqft
- Tax assessed value: $1,600,380
- Annual tax amount: $17,609
- Date on market: 7/21/2025
- Listing terms: Cash,1031 Exchange
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