Welcome to 44 Tierra Montanosa, a beautifully upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. This 3-bedroom, 3-bathroom residence offers stunning Saddleback Mountain views and a peaceful, tree-lined setting—while being just minutes from top-rated schools, shopping, and dining. Inside, you’ll find an open-concept layout with soaring ceilings, large windows, and luxury vinyl plank flooring throughout. The bright and inviting living space features new stand-alone lighting, a renovated fireplace, and modernized light fixtures and switches. The fully remodeled kitchen showcases painted cabinetry, new countertops, stylish backsplash, upgraded sink and faucet, and premium appliances, including a Samsung Smart Refrigerator, Smart Oven, Bosch Dishwasher, and Samsung Washer and Dryer. A main-level bedroom and full bath offer flexibility for guests or a home office. Upstairs, two spacious en-suite bedrooms include a luxurious primary suite with a custom walk-in closet, double vanity with barn door and smart mirrors, and a spa-like bathroom with a rain shower. Thoughtfully maintained, the home also includes a 3-year-old HVAC and water heater, new garage door mechanisms, full-house water filtration system with reverse osmosis, upgraded stairs and baseboards, and lighted ceiling fans in every room. Additional highlights include a renovated walk-in closet, Vivint smart security system (fully paid), a 48A Level 2 EV charger, and fresh paint throughout most of the home. The HOA recently replaced the roof and sealed the skylight. Enjoy outdoor entertaining on the private patio, or take advantage of the resort-style community amenities just a short walk away, including a renovated Olympic pool, spa, pickleball and basketball courts, baseball field, BBQ area, and event space. The home also offers a two-car garage, guest parking pass, and nearby street parking. Located near award-winning Melinda Heights Elementary and Trabuco Hills High School—and with NO Mello-Roos taxes—this home combines modern comfort with unbeatable location and lifestyle. Don’t miss the chance to make it yours!
Off market
Listing Provided by:
$937,400
44 Tierra Montanosa, Rancho Santa Margarita, CA 92688
3beds
1,487sqft
Condominium
Built in 1996
-- sqft lot
$-- Zestimate®
$630/sqft
$4,158 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: June 07, 2025 at 11:57am
Source: CRMLS,MLS#: SW25070596
Originating MLS: California Regional MLS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Gas Oven, Microwave, Refrigerator, Water Softener, Water Heater, Water Purifier
- Laundry: Inside
Features
- Separate/Formal Dining Room, Eat-in Kitchen, High Ceilings, Open Floorplan, Bedroom on Main Level
- Flooring: Vinyl
- Windows: Blinds
- Has fireplace: Yes
- Fireplace features: Living Room
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 1,487 sqft
Property
Parking
- Total spaces: 2
- Parking features: Door-Multi, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: Association
- Has spa: Yes
- Spa features: Association
- Has view: Yes
- View description: Trees/Woods
Details
- Parcel number: 93812283
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Updated/Remodeled,Turnkey
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Community
- Community features: Sidewalks
Location
- Region: Rancho Santa Margarita
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $518 monthly
- Amenities included: Sport Court, Fire Pit, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s)
- Association name: Tierra Montanosa
- Association phone: 949-716-3998
- Second HOA fee: $87 monthly
- Second association name: Samlarc
- Second association phone: 888-428-5588
Other
Other facts
- Listing terms: Cash,Conventional,1031 Exchange,FHA,Fannie Mae,Freddie Mac,Submit,VA Loan