Set on an oversized lot in prestigious Ingleside Terraces, 440 Monticello Street offers the perfect balance of classic Spanish Mediterranean architecture, thoughtful updates, and beautiful indoor-outdoor flow. This fully detached residence features five bedrooms and four bathrooms across a flexible, light-filled floor plan designed for modern living. Timeless 1925 details original moldings, soaring terrace ceilings, and a striking marble fireplace blend seamlessly with an updated chef's kitchen outfitted with a Viking 6-burner range, Grohe fixtures, and a custom quarter-circle island. The main level includes three spacious bedrooms and two bathrooms, opening onto a private redwood deck and a professionally designed backyard oasis ideal for dining, relaxing, or entertaining. The lower level offers an oversized primary suite, a generous family room, sauna, and ample storage, providing excellent flexibility for a variety of lifestyles. Additional highlights include dual-pane windows, central heating, a tandem garage with paved driveway access, and a beautifully landscaped lot. Ideally located near West Portal Village, Stonestown Galleria, parks, and MUNI and freeway connections, 440 Monticello offers comfort, character, and convenience in one of SF's most loved neighborhoods.
Sold for $2,450,000 on 06/10/25
$2,450,000
440 Monticello St, San Francisco, CA 94127
5beds
2,500sqft
Single Family Residence
Built in 1925
5,135.72 Square Feet Lot
$2,442,400 Zestimate®
$980/sqft
$7,184 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: June 10, 2025 at 06:08pm
Listed by:
Helena Zaludova DRE #01472256 415-517-2944,
Compass 415-660-9955
Bought with:
Gabriella Echipare, DRE #02205172
Compass
Source: SFAR,MLS#: 425034880
Originating MLS: San Francisco Association of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Primary bedroom
- Area: 0
- Dimensions: 0 x 0
Bedroom 1
- Area: 0
- Dimensions: 0 x 0
Bedroom 2
- Area: 0
- Dimensions: 0 x 0
Bedroom 3
- Area: 0
- Dimensions: 0 x 0
Bedroom 4
- Area: 0
- Dimensions: 0 x 0
Primary bathroom
- Features: Sauna, Tub
Bathroom
- Features: Granite, Jetted Tub, Low Flow Plumbing Fixtures, Low-Flow Toilet(s), Marble, Sauna, Shower Stall(s), Skylight/Solar Tube, Tub w/Shower Over, Other
Dining room
- Features: Formal Room
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Family room
- Level: Lower
- Area: 0
- Dimensions: 0 x 0
Kitchen
- Features: Breakfast Area, Kitchen Island, Skylight(s), Slab Counter
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Living room
- Level: Main
- Area: 0
- Dimensions: 0 x 0
Heating
- Central, Electric, Fireplace(s), Gas
Appliances
- Included: Dishwasher, Gas Water Heater, Range Hood, Ice Maker
- Laundry: Gas Dryer Hookup, Hookups Only, In Garage, Inside Room
Features
- Storage
- Flooring: Tile, Wood
- Windows: Bay Window(s), Caulked/Sealed, Weather Stripped, Screens, Skylight(s)
- Number of fireplaces: 2
- Fireplace features: Living Room
Interior area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Tandem, On Site (Single Family Only)
- Has garage: Yes
Features
- Stories: 2
- Exterior features: Fire Pit
- Has spa: Yes
- Spa features: Bath
Lot
- Size: 5,135 sqft
- Features: Garden, Landscaped, Landscape Front, Private, Shape Regular
- Topography: Level
Details
- Additional structures: Gazebo
- Parcel number: 6926013
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Ceiling Insulation, Floor Insulation, Stucco, Wall Insulation
- Foundation: Concrete Grid
Condition
- Year built: 1925
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & neighborhood
Security
- Security features: Security Gate, Smoke Detector(s)
Location
- Region: San Francisco
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $35 monthly
Other financial information
- Total actual rent: 0
Services availability
Get a cash offer in 3 minutes
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Estimated market value
$2,442,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$2,442,400