440 N FERN Street, San Mateo, FL 32187

Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.