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Sold for $350,000 on 06/20/25
  • $350,000

    445 Elk Lake Dr LOT 945/946, Owenton, KY 40359

    3beds
    2,016sqft
    Single Family Residence, Residential
    Built in 1997
    0.65 Acres Lot
    $353,100 Zestimate®
    $174/sqft
    $-- Estimated rent

    What's special

    Priced to Sell! Welcome to Elk Lake Resort! Lake Life for Those Who are Looking for that Getaway for a Peaceful, Serene Retreat*Just an Hour from NKY & Lexington this Home is Designed for Comfort w. a Driveway to the Covered 2 Slip Boat Dock w. Lift*Pontoon Boat Included*Double Lot/2nd Lot Has a Fishing Dock/Nice Woods*2 Beds/Full Baths/Delightful Kitchen & Dining Area w. Gorgeous Sun Rm out to Deck on 1st Level*Owner's Bedrm has Adjoining Reading/Hobby Rm that Opens to the Sun Room*Lower Level Offers Additional Bdrm/Flex Rm could be Bedrm 4/2nd Full Bath*Built In Garage/Workshop Area - Great to Store that Side by Side/Golf Cart*2 Outbuildings for Storage/Lake & Fishing Equipment w. Plenty of Parking Area & Trailer Storage*Community Beach, Lodge for Parties, Marina*Lake is Designed for Peaceful Enjoyment*No Racing Boats or Jet Skis are Permitted*All Interior Furnishings/Fixtures Can be Included*Riding Mower Included*1 Year Home Warranty Inc*Elk Lake Offers Approx 255 Acres w. 14 Miles of Shoreline*$3,500 one Time Initiation Fee*$2,500/Year HOA Fee*24 Hour Guard Shack at Entrance*Perfect Place to Escape From it All! Must Have Appt & Agent to Enter Community ELPOA@ElkLakeShor

    Zillow last checked: 7 hours ago

    Listing updated: July 20, 2025 at 10:16pm

    Listed by:

    Cindy Cahill 859-331-7400,

    Cahill Real Estate Services

    Bought with:

    Liz Jacobs, 220545

    Coldwell Banker Realty FM

    Source: NKMLS,MLS#: 632944MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Carpet Flooring, Sitting Room, Ceiling Fan(s)
    • Level: First
    • Area: 121
    • Dimensions: 11 x 11
    Bedroom 2
    • Features: Carpet Flooring, Ceiling Fan(s)
    • Level: First
    • Area: 144
    • Dimensions: 12 x 12
    Bedroom 3
    • Features: See Remarks
    • Level: Lower
    • Area: 154
    • Dimensions: 14 x 11
    Bedroom 4
    • Features: See Remarks
    • Level: Lower
    • Area: 91
    • Dimensions: 13 x 7
    Bathroom 2
    • Features: Full Finished Bath
    • Level: Lower
    • Area: 48
    • Dimensions: 8 x 6
    Other
    • Features: See Remarks
    • Level: Lower
    • Area: 220
    • Dimensions: 22 x 10
    Breakfast room
    • Features: Luxury Vinyl Flooring
    • Level: First
    • Area: 88
    • Dimensions: 11 x 8
    Den
    • Features: Walk-Out Access
    • Level: First
    • Area: 90
    • Dimensions: 10 x 9
    Family room
    • Features: Walk-Out Access, Ceiling Fan(s)
    • Level: First
    • Area: 207
    • Dimensions: 23 x 9
    Kitchen
    • Features: Eat-in Kitchen, Wood Cabinets
    • Level: First
    • Area: 154
    • Dimensions: 14 x 11
    Laundry
    • Features: Concrete Flooring
    • Level: Lower
    • Area: 230
    • Dimensions: 23 x 10
    Living room
    • Features: Luxury Vinyl Flooring
    • Level: First
    • Area: 324
    • Dimensions: 27 x 12
    Primary bath
    • Features: Shower
    • Level: First
    • Area: 40
    • Dimensions: 8 x 5
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Laundry Room, Lower Level, Washer Hookup
    Features
    • Storage, High Speed Internet, Eat-in Kitchen, Vaulted Ceiling(s)
    • Basement: Other,Full
    Interior area
    • Total structure area: 2,016
    • Total interior livable area: 2,016 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Driveway, Garage Faces Side, Off Street
    • Garage spaces: 1
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Porch
    • Exterior features: Private Yard, Boat Slip, Dock
    • Has view: Yes
    • View description: Lake, Neighborhood
    • Has water view: Yes
    • Water view: Lake
    Lot
    • Size: 0.65 Acres
    • Dimensions: .649 Acres
    • Features: Cleared, Rolling Slope, Wooded
    Details
    • Additional structures: Outbuilding, Shed(s), Storage, Workshop
    • Parcel number: 0758009045.00
    • Zoning description: Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence, Residential
    Materials
    • Vinyl Siding
    • Foundation: Poured Concrete
    • Roof: Metal
    Condition
    • Existing Structure
    • New construction: No
    • Year built: 1997
    Details
    • Warranty included: Yes

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Cable Available, Propane, Water Available

    Community & neighborhood

    Location
    • Region: Owenton

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $2,500 annually
    • Amenities included: Other, See Remarks, Lake Year Round, Clubhouse
    • Services included: See Remarks, Management, Snow Removal, Trash

    Other

    Other facts
    • Road surface type: Gravel, Paved
    Services availability