Lakefront Living at Its Finest!
This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks—ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides—partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette—perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!
For sale
Price cut: $25K (8/6)
$600,000
445 Elk Lake Resort Rd #390, Owenton, KY 40359
4beds
2,400sqft
Est.:
Single Family Residence, Residential
Built in 1994
0.85 Acres Lot
$-- Zestimate®
$250/sqft
$208/mo HOA
What's special
Cozy stone fireplaceTwo private docksFull kitchenetteProtected short coveGently sloping lotOpen-concept layoutBeautifully designed living space
- 30 days
- on Zillow |
- 1,390 |
- 59 |
Zillow last checked: 7 hours ago
Listing updated: August 06, 2025 at 06:04am
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 634268

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Bath Adjoins, Carpet Flooring
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 2
- Features: Carpet Flooring
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 3
- Features: Carpet Flooring
- Level: Lower
- Area: 110
- Dimensions: 10 x 11
Bedroom 4
- Features: Carpet Flooring
- Level: Second
- Area: 190
- Dimensions: 10 x 19
Bathroom 2
- Features: Shower, Full Finished Bath, Tile Flooring
- Level: First
- Area: 77
- Dimensions: 7 x 11
Bathroom 3
- Features: Full Finished Bath, Tile Flooring, Shower
- Level: Lower
- Area: 120
- Dimensions: 8 x 15
Family room
- Features: Walk-Out Access, Recessed Lighting, Carpet Flooring, French Doors
- Level: Lower
- Area: 513
- Dimensions: 19 x 27
Kitchen
- Features: Kitchen Island, Solid Surface Counters, Ceramic Tile Flooring
- Level: First
- Area: 342
- Dimensions: 18 x 19
Laundry
- Features: Tile Flooring, Utility Sink
- Level: First
- Area: 42
- Dimensions: 6 x 7
Living room
- Features: Walk-Out Access, Ceiling Fan(s), Carpet Flooring, Fireplace(s)
- Level: First
- Area: 399
- Dimensions: 19 x 21
Media room
- Features: Sound System, Wired for Data
- Level: Lower
- Area: 378
- Dimensions: 18 x 21
Primary bath
- Features: Shower, Tile Flooring, Tub
- Level: First
- Area: 112
- Dimensions: 7 x 16
Utility room
- Features: Storage
- Level: Lower
- Area: 160
- Dimensions: 10 x 16
Heating
- Heat Pump, Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Main Level
Features
- Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
- Doors: Pocket Door(s), Multi Panel Doors
- Windows: Picture Window(s), Vinyl Clad Window(s)
- Number of fireplaces: 1
- Fireplace features: Blower Fan, Inoperable
Interior area
- Total structure area: 3,192
- Total interior livable area: 2,400 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio
- Waterfront features: Waterfront
Lot
- Size: 0.85 Acres
- Dimensions: 38' x 258' x 154' x 90' x 301'
- Features: Cleared, Sloped, Wooded
- Residential vegetation: Partially Wooded
Details
- Parcel number: 0758003090.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Concrete, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Metal
Condition
- Existing Structure
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: Yes
- Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse
- Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
- HOA fee: $2,500 annually
Location
- Region: Owenton
Financial & listing details
- Price per square foot: $250/sqft
- Date on market: 7/11/2025
- Road surface type: Gravel
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