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For sale
  • Price cut: $25K (8/6)
    $600,000

    445 Elk Lake Resort Rd #390, Owenton, KY 40359

    4beds
    2,400sqft
    : 
    Single Family Residence, Residential
    Built in 1994
    0.85 Acres Lot
    $-- Zestimate®
    $250/sqft
    $208/mo HOA

    What's special

    Cozy stone fireplaceTwo private docksFull kitchenetteProtected short coveGently sloping lotOpen-concept layoutBeautifully designed living space
    Lakefront Living at Its Finest! This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks—ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides—partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette—perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!
    30 days
    on Zillow
    |
    1,390
    |
    59
    |

    Zillow last checked: 7 hours ago

    Listing updated: August 06, 2025 at 06:04am

    Listed by:

    Patrick Tenoever 513-615-3002,

    Sibcy Cline, REALTORS-Florence

    Source: NKMLS,MLS#: 634268MLS Logo
    Travel times

    Tour with a buyer's agent

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    Next available tour time:Today at 4pm

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Features: Bath Adjoins, Carpet Flooring
    • Level: First
    • Area: 192
    • Dimensions: 12 x 16
    Bedroom 2
    • Features: Carpet Flooring
    • Level: First
    • Area: 192
    • Dimensions: 12 x 16
    Bedroom 3
    • Features: Carpet Flooring
    • Level: Lower
    • Area: 110
    • Dimensions: 10 x 11
    Bedroom 4
    • Features: Carpet Flooring
    • Level: Second
    • Area: 190
    • Dimensions: 10 x 19
    Bathroom 2
    • Features: Shower, Full Finished Bath, Tile Flooring
    • Level: First
    • Area: 77
    • Dimensions: 7 x 11
    Bathroom 3
    • Features: Full Finished Bath, Tile Flooring, Shower
    • Level: Lower
    • Area: 120
    • Dimensions: 8 x 15
    Family room
    • Features: Walk-Out Access, Recessed Lighting, Carpet Flooring, French Doors
    • Level: Lower
    • Area: 513
    • Dimensions: 19 x 27
    Kitchen
    • Features: Kitchen Island, Solid Surface Counters, Ceramic Tile Flooring
    • Level: First
    • Area: 342
    • Dimensions: 18 x 19
    Laundry
    • Features: Tile Flooring, Utility Sink
    • Level: First
    • Area: 42
    • Dimensions: 6 x 7
    Living room
    • Features: Walk-Out Access, Ceiling Fan(s), Carpet Flooring, Fireplace(s)
    • Level: First
    • Area: 399
    • Dimensions: 19 x 21
    Media room
    • Features: Sound System, Wired for Data
    • Level: Lower
    • Area: 378
    • Dimensions: 18 x 21
    Primary bath
    • Features: Shower, Tile Flooring, Tub
    • Level: First
    • Area: 112
    • Dimensions: 7 x 16
    Utility room
    • Features: Storage
    • Level: Lower
    • Area: 160
    • Dimensions: 10 x 16
    Heating
    • Heat Pump, Forced Air, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Main Level
    Features
    • Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
    • Doors: Pocket Door(s), Multi Panel Doors
    • Windows: Picture Window(s), Vinyl Clad Window(s)
    • Number of fireplaces: 1
    • Fireplace features: Blower Fan, Inoperable
    Interior area
    • Total structure area: 3,192
    • Total interior livable area: 2,400 sqft

    Property

    Parking
    • Parking features: Driveway
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Deck, Patio
    • Waterfront features: Waterfront
    Lot
    • Size: 0.85 Acres
    • Dimensions: 38' x 258' x 154' x 90' x 301'
    • Features: Cleared, Sloped, Wooded
    • Residential vegetation: Partially Wooded
    Details
    • Parcel number: 0758003090.00
    • Zoning description: Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence, Residential
    Materials
    • Concrete, Vinyl Siding
    • Foundation: Poured Concrete
    • Roof: Metal
    Condition
    • Existing Structure
    • New construction: No
    • Year built: 1994

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    HOA
    • Has HOA: Yes
    • Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse
    • Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
    • HOA fee: $2,500 annually
    Location
    • Region: Owenton

    Financial & listing details

    • Price per square foot: $250/sqft
    • Date on market: 7/11/2025
    • Road surface type: Gravel
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