Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you’ve ever dreamed of living in a lakeside retreat with a tennis court, gazebo, storage shed/carport, and a dash of old-school charm, this 1951 classic on “Doctors Row” might just be your prescription for happiness! This two-story beauty offers a new flat roof (2023), 3,075 sqft of heated/cooled space on a sprawling 3.41-acre lot. Featuring 4 bedrooms with TWO Master Suites, a bonus room/office/den, 3 full baths, 2 half-baths, living room, sunroom, formal dining, and tons of storage! Laundry? No problem—choose upstairs or garage hookups (or both for double speed!). The grand living room features hardwood floors throughout most of the home, a wood-burning fireplace, rich paneling, crown molding, wainscoting, plantation shutters, and 10-foot ceilings. The sunroom, with brick accents and more shutters, opens to a large deck overlooking the backyard and lake—perfect for coffee or evening relaxation. Nearly all windows were replaced in 2023. The kitchen boasts stainless appliances, a commercial-grade gas range/hood, and trash compactor. The 18x20 main master suite has a private balcony overlooking Lake Montgomery. A circular drive leads to a front porch with leaf guard gutters. Out back: gazebo, dock, tennis court, and large deck. Minutes from downtown, The Blanche, Halpatter Brewing, and Alligator Lake!
For sale
Price cut: $10.5K (11/20)
$489,500
449 SW Montgomery Dr, Lake City, FL 32025
4beds
3,075sqft
Est.:
Single Family Residence
Built in 1951
3.41 Acres Lot
$476,600 Zestimate®
$159/sqft
$-- HOA
What's special
Private balconyTennis courtTwo master suitesLarge deckNew flat roofTrash compactorLakeside retreat
- 207 days |
- 654 |
- 33 |
Zillow last checked: 9 hours ago
Listing updated: November 19, 2025 at 05:12pm
Listed by:
Josh Hanoud 352-397-5182,
eXp Realty LLC 888-883-8509
Source: NFMLS,MLS#: 127288
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- Partial bathrooms: 2
Rooms
- Room types: Kitchen, Dining Room, Living Room, Florida Room, Breakfast Room
Heating
- Central Electric
Cooling
- Central Air
Appliances
- Included: Refrigerator, Dishwasher, Disposal, Washer, Dryer, Gas Range, Range Hood, Double Oven, Instant Hot Water Gas, Stainless Steel Appliance(s), Other
- Laundry: Laundry Room, Common Area, In Garage, Inside, Separate
Features
- Fireplace, Ceiling Fan(s), Storage, Bonus Room
- Flooring: Laminate, Tile, Other
- Windows: Aluminum Frames, Vinyl, Drapes, Blinds
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,075
- Total interior livable area: 3,075 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: 1 Car, 2 Car, Garage, Carport, Detached, Driveway, Garage Door Opener
- Has garage: Yes
- Has carport: Yes
- Covered spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Handicap Modifications
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Deck, Covered, Patio, Rear Porch, Wrap Around, Other
- Exterior features: Rain Gutters Partial Roof, Shrubbery, Flowers, Lighting, Plant Bed
- Fencing: Chain Link,Partial,Fenced
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 3.41 Acres
- Dimensions: 148,539.6
- Features: Irregular Lot, Wooded
Details
- Additional structures: Multiple Dwellings, Shed(s), Storage, With Slab, Detached Carport Garage
- Parcel number: 00000014000000
- Zoning: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Unique Special
- Property subtype: Single Family Residence
Materials
- Brick, Multiple Materials
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: LAKE VILLAS
HOA
- Has HOA: No
Location
- Region: Lake City
Financial & listing details
- Price per square foot: $159/sqft
- Tax assessed value: $396,326
- Annual tax amount: $4,973
- Date on market: 5/30/2025
- Road surface type: Paved
Estimated market value
$476,600
$453,000 - $500,000
$3,562/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Price change | $489,500-2.1%$159/sqft |
Source:  Realtors Association of Citrus County #845094 Report a problem | ||
| 10/13/2025 | Price change | $500,000-4.8%$163/sqft |
Source:  realMLS #2090418 Report a problem | ||
| 8/28/2025 | Price change | $525,000-2.8%$171/sqft |
Source: Realtors Association of Citrus County #845094 Report a problem | ||
| 7/24/2025 | Price change | $540,000-1.8%$176/sqft |
Source: realMLS #2090418 Report a problem | ||
| 5/30/2025 | Listed for sale | $550,000+129.2%$179/sqft |
Source:  Stellar MLS #FC310058 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,973 +2.8% | $296,024 +3% |
| 2023 | $4,838 +4% | $287,402 +3% |
| 2022 | $4,650 +1.3% | $279,031 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,126/mo
Principal & interest
$2351
Property taxes
$604
Home insurance
$171
Climate risks
Neighborhood: 32025
Nearby schools
GreatSchools rating
- 3/10Summers Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 4/10Lake City Middle SchoolGrades: 7-8Distance: 0.7 mi
- 3/10Columbia High SchoolGrades: 9-12Distance: 2.3 mi
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