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Pending
  • Price cut: $141K (8/5)
    $1,549,000

    487 Harbor Dr S, Indian Rocks Beach, FL 33785

    3beds
    2,231sqft
    : 
    Single Family Residence
    Built in 2015
    7,196 Square Feet Lot
    $1,433,600 Zestimate®
    $694/sqft
    $-- HOA

    What's special

    Waterfront paradiseSaltwater pool and spaBlock-constructed beautyLush tropical landscapingWhite sandy beachesPropane heat
    Under contract-accepting backup offers. Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.
    65 days
    on Zillow
    |
    1,331
    |
    51
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: August 18, 2025 at 11:31am

    Listing Provided by:

    Kelly Ackley 727-515-6504,

    PREMIER SOTHEBY'S INTL REALTY 727-595-1604

    Source: Stellar MLS,MLS#: TB8397563MLS LogoOriginating MLS: Suncoast Tampa

    Travel times

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Utility Room
    Primary bedroom
    • Features: Bath w Spa/Hydro Massage Tub, En Suite Bathroom, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Walk-In Closet(s)
    • Level: First
    • Area: 240 Square Feet
    • Dimensions: 16x15
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 176 Square Feet
    • Dimensions: 16x11
    Bedroom 3
    • Features: En Suite Bathroom, Shower No Tub, Built-in Closet
    • Level: First
    • Area: 169 Square Feet
    • Dimensions: 13x13
    Dining room
    • Level: First
    • Area: 90 Square Feet
    • Dimensions: 10x9
    Kitchen
    • Level: First
    • Area: 374 Square Feet
    • Dimensions: 22x17
    Living room
    • Level: First
    • Area: 294 Square Feet
    • Dimensions: 14x21
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Electric Water Heater
    • Laundry: Inside, Laundry Room
    Features
    • Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Travertine
    • Doors: Outdoor Kitchen, Sliding Doors
    • Windows: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s), Hurricane Shutters/Windows
    • Has fireplace: No
    Interior area
    • Total structure area: 2,643
    • Total interior livable area: 2,231 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Boat, Circular Driveway
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck
    • Exterior features: Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters
    • Has private pool: Yes
    • Pool features: Gunite, Heated, In Ground, Lighting, Salt Water
    • Has spa: Yes
    • Spa features: Above Ground, Heated, In Ground
    • Fencing: Stone,Vinyl
    • Has view: Yes
    • View description: Pool, Water, Intracoastal Waterway
    • Has water view: Yes
    • Water view: Water,Intracoastal Waterway
    • Waterfront features: Waterfront, Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
    • Body of water: INTRACOASTAL WATER TO GULF
    Lot
    • Size: 7,196 Square Feet
    • Dimensions: 61 x 120
    • Features: Cul-De-Sac, Flood Insurance Required, FloodZone, Landscaped, Street Dead-End
    • Residential vegetation: Fruit Trees, Trees/Landscaped
    Details
    • Additional structures: Shed(s)
    • Parcel number: 063015424440000150
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Tile
    Condition
    • Fixer
    • New construction: No
    • Year built: 2015

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected
    Green energy
    • Energy efficient items: Doors, Insulation, Roof, Windows
    • Water conservation: Fl. Friendly/Native Landscape

    Community & HOA

    Community
    • Features: Fishing, Intracoastal Waterway, Water Access, Waterfront
    • Subdivision: INDIAN BEACH RE-REVISED 23RD ADD
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Indian Rocks Beach

    Financial & listing details

    • Price per square foot: $694/sqft
    • Tax assessed value: $1,552,128
    • Annual tax amount: $7,894
    • Date on market: 6/19/2025
    • Listing terms: Cash,Conventional,Other
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved
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