Welcome to 5 Loving Ter, Palmyra, VA 22963—an exquisitely renovated home in the desirable Lake Monticello community! This 3-bedroom, 2-bathroom gem has been completely transformed inside and out. From new wood-style floors to a fully updated kitchen with stainless steel appliances, this home is move-in ready. Check out the photos to see the quality improvements, but they only tell part of the story—you have to see it in person! Outside, enjoy a large deck overlooking a private, wooded backyard, perfect for relaxing or hosting. The exterior boasts fresh paint, new siding, and enhanced landscaping. As a resident of Lake Monticello, you'll enjoy incredible amenities: a 350-acre lake, five beaches, an 18-hole golf course, tennis courts, a pool, walking trails, a marina, and a clubhouse. Just minutes from shopping, dining, and schools, this home offers both convenience and lakeside serenity. Don’t miss your chance—schedule a tour today!
Closed
$375,000
5 Loving Ter, Palmyra, VA 22963
3beds
1,576sqft
Single Family Residence
Built in 1990
0.37 Acres Lot
$387,800 Zestimate®
$238/sqft
$2,223 Estimated rent
Home value
$387,800
Estimated sales range
Not available
$2,223/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: February 08, 2025 at 12:05pm
Listed by:
YONNA SMITH 434-531-0817,
YES REALTY PARTNERS,
KEITH SMITH 434-531-0795,
YES REALTY PARTNERS
Bought with:
CLAYTON BUTLER, 0225268277
THE HOGAN GROUP-CHARLOTTESVILLE
Source: CAAR,MLS#: 656649
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, ENERGY STAR Qualified Water Heater, Electric Range, Disposal, Refrigerator, Dryer, Washer
Features
- Double Vanity, Primary Downstairs, Skylights, Walk-In Closet(s), Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Casement Window(s), Double Pane Windows, Skylight(s)
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,156
- Total interior livable area: 1,576 sqft
- Finished area above ground: 1,576
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Wood
- Pool features: Association
Lot
- Size: 0.37 Acres
Details
- Parcel number: 18A4213
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Community/Coop Sewer, Shared Septic
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available
Community & neighborhood
Community
- Community features: Dock
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,250 annually
- Amenities included: Beach Rights, Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2024 | Sold | $375,000$238/sqft |
Source:  CAAR #656649 | ||
| 9/10/2024 | Pending sale | $375,000$238/sqft |
Source: CAAR #656649 | ||
| 9/9/2024 | Listed for sale | $375,000+50.1%$238/sqft |
Source: CAAR #656649 | ||
| 4/20/2006 | Sold | $249,900$159/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,882 | $223,000 +17.9% |
| 2022 | -- | $189,100 |
| 2021 | -- | $189,100 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.8 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.3 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.8 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$387,800
2% more+ $7,756
With Zillow Showcase(estimated)
$395,556