Welcome to 5 Loving Ter, Palmyra, VA 22963—an exquisitely renovated home in the desirable Lake Monticello community! This 3-bedroom, 2-bathroom gem has been completely transformed inside and out. From new wood-style floors to a fully updated kitchen with stainless steel appliances, this home is move-in ready. Check out the photos to see the quality improvements, but they only tell part of the story—you have to see it in person! Outside, enjoy a large deck overlooking a private, wooded backyard, perfect for relaxing or hosting. The exterior boasts fresh paint, new siding, and enhanced landscaping. As a resident of Lake Monticello, you'll enjoy incredible amenities: a 350-acre lake, five beaches, an 18-hole golf course, tennis courts, a pool, walking trails, a marina, and a clubhouse. Just minutes from shopping, dining, and schools, this home offers both convenience and lakeside serenity. Don’t miss your chance—schedule a tour today!
Closed
$375,000
5 Loving Ter, Palmyra, VA 22963
3beds
1,576sqft
Single Family Residence
Built in 1990
0.37 Acres Lot
$382,000 Zestimate®
$238/sqft
$2,242 Estimated rent
Owner options
What's special
Zillow last checked: 7 hours ago
Listing updated: February 08, 2025 at 12:05pm
Listed by:
YONNA SMITH 434-531-0817,
YES REALTY PARTNERS,
KEITH SMITH 434-531-0795,
YES REALTY PARTNERS
Bought with:
CLAYTON BUTLER, 0225268277
THE HOGAN GROUP-CHARLOTTESVILLE
Source: CAAR,MLS#: 656649
Originating MLS: Charlottesville Area Association of Realtors

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, ENERGY STAR Qualified Water Heater, Electric Range, Disposal, Refrigerator, Dryer, Washer
Features
- Double Vanity, Primary Downstairs, Skylights, Walk-In Closet(s), Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Casement Window(s), Double Pane Windows, Skylight(s)
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,156
- Total interior livable area: 1,576 sqft
- Finished area above ground: 1,576
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Wood
- Pool features: Association
Lot
- Size: 0.37 Acres
Details
- Parcel number: 18A4213
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Community/Coop Sewer, Shared Septic
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available
Community & neighborhood
Community
- Community features: Dock
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,250 annually
- Amenities included: Beach Rights, Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water
Services availability
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$382,000
2% more+$7,640
With Zillow Showcase(estimated)$389,640