Modern Lakefront Living in Ginger Lake Estates - Built by Todd Queen, Designed for Comfort
Welcome to Ginger Lake Estates — where peaceful water views meet modern design. Built in 2018 by Todd Queen, this stunning 3-bedroom, 3-bath home offers over 2,600 sq ft of beautifully finished living space, plus multiple areas for future expansion.
Step inside to an open floor plan that perfectly blends style and function. The kitchen is a showpiece with stainless steel appliances, granite countertops, and an easy flow into the dining and living areas — ideal for entertaining or relaxing with family. The oversized two-car garage on the main level provides convenience and extra storage.
Downstairs, a spacious finished area serves as a den or media room with a full bath — a great setup for guests or family gatherings. You'll also find an unfinished room ready to become a fourth bedroom or office, and an additional unfinished space above the garage that offers endless potential.
Step outside to enjoy peaceful lake views from both the covered deck and patio, perfect for morning coffee, evening sunsets, or weekend get-togethers. The gently sloping yard leads down to the water, maximizing your view and giving you a sense of privacy and space.
A second driveway leads to the back of the home, where you'll find another two-car-length garage and workshop — ideal for hobbies, storage, or boat parking.
With thoughtful craftsmanship, flexible space, and a stunning lakefront setting, this home offers the best of North Georgia living — where every day feels like a retreat.
For sale
Price cut: $5.1K (11/14)
$529,900
514 Ginger Lake Dr, Rock Spring, GA 30739
3beds
2,616sqft
Est.:
Single Family Residence
Built in 2018
0.47 Acres Lot
$523,200 Zestimate®
$203/sqft
$-- HOA
What's special
Modern designLakefront livingCovered deckPeaceful lake viewsOpen floor planStainless steel appliancesDen or media room
- 52 days |
- 556 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: November 23, 2025 at 11:34pm
Listed by:
Nathan Stoker 423-619-4788,
Real Estate Partners Chattanooga LLC
Source: Greater Chattanooga Realtors,MLS#: 1523230
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Den
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Stainless Steel Appliance(s)
- Laundry: Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Granite Counters, High Ceilings, Kitchen Island, Pantry, Soaking Tub, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, Split Bedrooms
- Flooring: Hardwood, Tile
- Basement: Finished
- Has fireplace: Yes
- Fireplace features: Gas Log, Living Room, Stone
Interior area
- Total structure area: 2,616
- Total interior livable area: 2,616 sqft
- Finished area above ground: 1,759
- Finished area below ground: 857
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Rear
- Attached garage spaces: 3
Features
- Levels: Two
- Patio & porch: Covered, Deck, Patio, Porch - Covered
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
Lot
- Size: 0.47 Acres
- Dimensions: 112 x 183
- Features: Gentle Sloping, Waterfront
Details
- Parcel number: 0317 070
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Stone, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Lake, Sidewalks
- Security: Smoke Detector(s), Security System
- Subdivision: Ginger Lake Ests
HOA
- Has HOA: No
Location
- Region: Rock Spring
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $446,310
- Annual tax amount: $3,625
- Date on market: 10/31/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt
Estimated market value
$523,200
$497,000 - $549,000
$2,492/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/14/2025 | Price change | $529,900-1%$203/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3037626 Report a problem | ||
| 10/31/2025 | Listed for sale | $535,000+69.8%$205/sqft |
Source: Greater Chattanooga Realtors #1523230 Report a problem | ||
| 9/12/2018 | Sold | $315,000+687.5%$120/sqft |
Source: Public Record Report a problem | ||
| 2/14/2018 | Sold | $40,000$15/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,831 +2.6% | $178,524 +4.8% |
| 2023 | $3,733 +3% | $170,292 +13.2% |
| 2022 | $3,625 +1.8% | $150,457 +13.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,022/mo
Principal & interest
$2541
Property taxes
$296
Home insurance
$185
Climate risks
Neighborhood: 30739
Nearby schools
GreatSchools rating
- 5/10Saddle Ridge Elementary And Middle SchoolGrades: PK-8Distance: 1.3 mi
- 7/10Lafayette High SchoolGrades: 9-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Saddle Ridge Elem
- Middle: Saddle Ridge Middle
- High: LaFayette High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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