Charming 3 bedroom, 2 bath ranch-style home with great potential and plenty of character! Enjoy peaceful mornings on the large covered front porch or relax in the sunroom that opens to a wood deck—perfect for outdoor entertaining. The open-concept living room features a cozy double-sided fireplace, shared with the spacious main bedroom, adding warmth and ambiance to both spaces. Built-in bookcases in the living room add a classic touch and extra storage. The privacy-fenced backyard offers a secure retreat, while the detached oversized one-car garage provides ample space for parking and storage. Located just minutes from town and local parks, this home is ideally situated for convenience and recreation. While it could use some TLC to make it shine, the layout, features, and location make it a solid opportunity for the right buyer.
Active under contract
Price cut: $5.1K (6/24)
$189,900
523 S Bluff St, Monticello, IN 47960
3beds
1,680sqft
Est.:
Single Family Residence
Built in 1997
7,840.8 Square Feet Lot
$184,700 Zestimate®
$--/sqft
$-- HOA
What's special
Cozy double-sided fireplaceDetached oversized one-car garageSpacious main bedroomLarge covered front porchBuilt-in bookcasesPrivacy-fenced backyard
- 59 days
- on Zillow |
- 1,236 |
- 52 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: July 30, 2025 at 05:33pm
Listed by:
John Koppelmann, CRS, e-PRO, GRI, SRES Office:574-583-3171,
Koppelmann Real Estate
Source: IRMLS,MLS#: 202521946

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Dining room
- Level: Main
- Area: 221
- Dimensions: 17 x 13
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Living room
- Level: Main
- Area: 294
- Dimensions: 21 x 14
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Gas Range, Gas Water Heater
Features
- Bookcases, Ceiling Fan(s), Cedar Closet(s), Entrance Foyer
- Basement: Crawl Space,Block
- Number of fireplaces: 1
- Fireplace features: Living Room, 1st Bdrm, Gas Log
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
- Finished area above ground: 1,680
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Detached, Gravel
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Fencing: Wood
Lot
- Size: 7,840.8 Square Feet
- Dimensions: 60X130
- Features: Level, City/Town/Suburb
Details
- Parcel number: 917333000030.900021
- Zoning: R-2
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Subdivision: Christy(s)
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $172,800
- Annual tax amount: $1,700
- Date on market: 6/10/2025
- Listing terms: Cash,Conventional
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