5239 PEGGY Lane, Middleburg, FL 32068

This charming brick home is situated on a peaceful, private one-acre lot in the heart of Clay County with no HOA. Just 10 minutes from town, it offers the best of both worlds: convenience and quiet, with room to grow a garden, collect fresh eggs, and enjoy the slow, intentional rhythm of homestead-style living. Featuring three bedrooms and two bathrooms, this home offers a warm and thoughtfully designed interior that blends modern updates with timeless charm. Inside, you'll find neutral luxury vinyl plank flooring, an updated kitchen with quartz countertops, a farmhouse sink, stainless steel appliances, and a new washer and dryer. Both bathrooms have been tastefully renovated with clean, modern finishes, and a cozy gas fireplace adds warmth and comfort. This home has been thoughtfully upgraded for daily ease and efficiency. Improvements include a new HVAC system with upgraded ducts and insulation (Snyder warranty) and a full-house gas-powered generator. Enjoy peace of mind with freshly serviced septic system includes a new pump and alarm. Designed for self-sufficiency, the property includes a private well, a whole-home water softener, and an under-sink reverse osmosis unit for pristine drinking waterideal for anyone seeking to live off the land. Outdoors, you'll find a nature lover's dream: a yard filled with producing fruit trees such as blueberry, lemon, orange, pomelo, fig, plum, grape, pear, and more. Seasonal blooms like jasmine, roses, and peonies add color and fragrance all year long. The screened-in, heated pool offers year-round relaxation, while outdoor storage space is perfect for gardening tools and homestead gear. Located near Jennings State Forest and just minutes from town, this property offers the perfect mix of privacy, sustainability, and everyday comfort.