Discover incredible value in this concrete block stucco 2-bedroom, 2-bath home with an attached garage, easily convertible to a 3-bedroom, nestled on over an acre of open land. Priced as the most affordable home in the area, this move-in-ready property offers modern updates and a spacious, open layout. Enjoy peace of mind with a new A/C (2022) and interior updates throughout, including fresh paint, new interior doors, and tall 5½-inch baseboards. Most areas feature durable tile flooring, while the bedrooms and guest bath showcase new LifeProof wood-style floors for a warm, modern touch. Both bathrooms have been refreshed with new vanities, mirrors, and toilets. Each bedroom features new fans, lighting, high baseboards, and wood blinds. From the kitchen, step through sliding glass doors into your enclosed Florida room, overlooking clear, open land—perfect for relaxing or entertaining. An additional space beside the garage can serve as a workshop, man cave, or golf cart storage area. Conveniently located near shopping, golf courses, and restaurants, with easy access to Inverness, Crystal River, and Hernando—offering endless opportunities for boating, fishing, scalloping, swimming with manatees, cycling, and more. This beautiful, well-maintained home is ideal If you are looking for affordable Florida living in a sought-after location.
For sale
Price cut: $3.1K (12/5)
$229,900
540 E Bismark St, Hernando, FL 34442
2beds
1,042sqft
Est.:
Single Family Residence
Built in 1983
1.01 Acres Lot
$-- Zestimate®
$221/sqft
$-- HOA
What's special
Attached garageModern updatesFresh paintSpacious open layoutDurable tile flooringNew lifeproof wood-style floorsNew interior doors
- 29 days |
- 852 |
- 50 |
Zillow last checked: 8 hours ago
Listing updated: December 05, 2025 at 09:39am
Listing Provided by:
Holland McKnight 813-928-3413,
REMAX/PREMIER REALTY 352-732-3222
Source: Stellar MLS,MLS#: OM713199
Originating MLS: Ocala - Marion

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Refrigerator, Washer
- Laundry: In Garage
Features
- Eating Space In Kitchen
- Flooring: Ceramic Tile, Luxury Vinyl
- Has fireplace: No
Interior area
- Total structure area: 1,393
- Total interior livable area: 1,042 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting
Lot
- Size: 1.01 Acres
Details
- Parcel number: 19E18S180110000800020
- Zoning: CRR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available, Electricity Connected
Community & HOA
Community
- Subdivision: CITRUS HILLS 1ST ADD
HOA
- Has HOA: Yes
- Pet fee: $0 monthly
Location
- Region: Hernando
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $173,468
- Annual tax amount: $2,130
- Date on market: 11/11/2025
- Cumulative days on market: 29 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
$1,295/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Price change | $229,900-1.3%$221/sqft |
Source: | ||
| 10/8/2025 | Price change | $232,999-0.9%$224/sqft |
Source: | ||
| 9/15/2025 | Price change | $234,999-2.1%$226/sqft |
Source: | ||
| 8/28/2025 | Price change | $239,999-7.7%$230/sqft |
Source: | ||
| 7/26/2025 | Price change | $259,999-3.7%$250/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,130 -11.1% | $173,468 +27% |
| 2023 | $2,397 +17.5% | $136,547 +10% |
| 2022 | $2,039 +14.5% | $124,134 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,509/mo
Principal & interest
$1132
Property taxes
$297
Home insurance
$80
Climate risks
Neighborhood: 34442
Nearby schools
GreatSchools rating
- 4/10Forest Ridge Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 5/10Citrus Springs Middle SchoolGrades: 6-8Distance: 4.8 mi
- NACitrus Virtual Instruction ProgramGrades: K-12Distance: 6.8 mi
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