Welcome to the Tern Bay Townhome community, where your dream vacation lifestyle begins! This waterfront property is an incredible value, featuring a private dock. If boating isn’t your passion, you can rent the dock slip to another community owner. Bring your vision to life with the opportunity to design and renovate this 2-bedroom, 2.5-bathroom (2,100 square feet) home to your personal style. The original owner chose to remove the third bedroom when purchasing from the developer in 1999, but reintroducing it would be simple, with updates and renovations that suit your preferences. The layout is thoughtfully designed: Level 1 includes an oversized 2+ car tandem garage, while Level 2 encompasses the entire living space, with the kitchen, dining area, family room, and patio overlooking the serene waterway and Tampa Bay beyond. Level 3 is dedicated to the master suite and second bedroom. The family room fand master suite both feature a charming wood-burning fireplace, and the patio offers stunning views of the pier system and your private dock. Enjoy sunny Spring days on the lush, green common areas or cozy up during cool Winter nights in front of the wood-burning fireplaces. The community of Tierra Verde is truly a hidden gem! Whether you're a beach enthusiast, bird watcher, or simply seeking a peaceful island lifestyle, this townhome strikes the perfect balance of luxury, comfort, and convenience. Miles of scenic biking and jogging trails are right outside your door, as well as a variety of island restaurants and bars. Downtown St. Petersburg, offering world-class dining, culture, and breweries, is just minutes away. Call today to schedule your private showing!
Sold for $625,000 on 05/23/25
$625,000
545 Pinellas Bayway S APT 109, Tierra Verde, FL 33715
2beds
2,100sqft
Townhouse
Built in 1999
1,381 Square Feet Lot
$617,200 Zestimate®
$298/sqft
$4,247 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: June 09, 2025 at 06:45pm
Listing Provided by:
Debbie McGinty, LLC 813-416-2646,
COASTAL PROPERTIES GROUP 727-493-1555
Bought with:
Debbie McGinty, LLC, 3312496
COASTAL PROPERTIES GROUP
Source: Stellar MLS,MLS#: TB8363216
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Third
- Area: 272 Square Feet
- Dimensions: 17x16
Bedroom 2
- Features: Built-in Closet
- Level: Third
- Area: 192 Square Feet
- Dimensions: 16x12
Kitchen
- Features: No Closet
- Level: Second
Living room
- Level: Second
- Area: 475 Square Feet
- Dimensions: 25x19
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Closet, Upper Level
Features
- Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Family Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: Stair Lift
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Enclosed, Patio, Rear Porch, Screened
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground
- Waterfront features: Waterfront, Bay/Harbor, Canal - Saltwater
- Body of water: TAMPA BAY
Lot
- Size: 1,381 sqft
- Features: Flood Insurance Required, FloodZone, Landscaped, Near Marina, Sidewalk
Details
- Parcel number: 203216902790000090
- Zoning: RM-15
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Architectural style: Coastal
- Property subtype: Townhouse
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community & neighborhood
Community
- Community features: Fishing, Water Access, Waterfront, Golf Carts OK, Pool
Location
- Region: Tierra Verde
- Subdivision: TERN BAY TWNHMS
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $660 monthly
- Amenities included: Pool
- Services included: Community Pool, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Pool Maintenance, Sewer, Trash, Water
- Association name: John Kreite
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved, Asphalt
Services availability
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$617,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$617,200