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$474,990

612 98th Avenue, Greeley, CO 80634

3beds
2,584sqft
Single Family Residence
Built in 2025
4,200 Square Feet Lot
$-- Zestimate®
$184/sqft
$65/mo HOA

What's special

Serene lakeVersatile loftScenic trailsNeighborhood parkSpacious great roomOpen-concept kitchen
Unfinished Garden Level Basement for future customization and storage!! Ask a sales counselor about optional rear yard fencing!! Welcome to the Cottonwood — a thoughtfully designed two-story home that blends comfort, functionality, and style. The open-concept kitchen flows seamlessly into the spacious great room, creating the perfect setting for entertaining guests or enjoying cozy nights in. Upstairs, a versatile loft offers the ideal space for a home office, creative studio, or play area. All three bedrooms are conveniently located near the upstairs laundry room, making daily routines a breeze. With a two-bay garage and smart layout across 1,786 square feet, the Cottonwood is crafted for modern living with room to grow. Meritage Homes is known for quality construction, innovative design, and exceptional energy efficiency—thanks to features like advanced spray foam insulation. With transparent, all-inclusive pricing, every home includes appliances, blinds, and designer upgrades, ensuring a truly move-in ready experience that reflects our commitment to excellence and sustainability. Lake Bluff is a charming new community located in the heart of Greeley, CO. Designed for outdoor enthusiasts, it features a serene lake, scenic trails, and a neighborhood park that invite adventure and relaxation just steps from home. With natural beauty and thoughtful amenities, Lake Bluff offers a lifestyle that blends comfort with connection to the outdoors.
42,975 ratings
Call: (970) 703-8733
57 days
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98
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1
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Zillow last checked: 8 hours ago

Listing updated: October 31, 2025 at 12:38pm

Listed by:

Kerrie Young 303-357-3011 Denver.contact@meritagehomes.com,

Kerrie A. Young (Independent)

Source: REcolorado,MLS#: 7889907MLS Logo
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Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
Bedroom
  • Level: Upper
Bedroom
  • Level: Upper
Bedroom
  • Level: Upper
Bathroom
  • Level: Main
Bathroom
  • Level: Upper
Bathroom
  • Level: Upper
Dining room
  • Level: Main
Great room
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Upper
Loft
  • Level: Upper
Heating
  • Forced Air, Natural Gas
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Features
  • Eat-in Kitchen, High Speed Internet, Kitchen Island, Pantry, Primary Suite, Quartz Counters, Smart Thermostat, Smoke Free, Walk-In Closet(s), Wired for Data
  • Flooring: Carpet, Tile, Vinyl
  • Windows: Double Pane Windows, Window Coverings
  • Basement: Crawl Space,Sump Pump
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total structure area: 2,584
  • Total interior livable area: 2,584 sqft
  • Finished area above ground: 1,766

Property

Parking
  • Total spaces: 2
  • Parking features: Concrete, Dry Walled, Garage Door Opener
  • Attached garage spaces: 2
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Front Porch
  • Exterior features: Private Yard
  • Fencing: Partial
Lot
  • Size: 4,200 Square Feet
  • Features: Sprinklers In Front
Details
  • Parcel number: R8983789
  • Zoning: RES
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subtype: Single Family Residence
Materials
  • Cement Siding, Concrete, Frame, Stone
  • Foundation: Slab
  • Roof: Composition
Condition
  • New Construction
  • New construction: Yes
  • Year built: 2025
Details
  • Builder model: Cottonwood
  • Builder name: Meritage Homes
  • Warranty included: Yes

Utilities & green energy

  • Electric: 110V
  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Connected, Internet Access (Wired), Natural Gas Connected, Phone Available
Green energy
  • Energy efficient items: Appliances, Construction, HVAC, Insulation, Thermostat

Community & HOA

Community
  • Security: Smart Locks, Smoke Detector(s)
  • Subdivision: Lake Bluff
HOA
  • Has HOA: Yes
  • HOA fee: $65 monthly
  • HOA name: Villages at Lake Bluff Homeowners Association
  • HOA phone: 970-888-7725
Location
  • Region: Greeley

Financial & listing details

  • Price per square foot: $184/sqft
  • Tax assessed value: $11,687
  • Annual tax amount: $4,607
  • Date on market: 10/1/2025
  • Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
  • Exclusions: None.
  • Ownership: Builder
  • Electric utility on property: Yes
  • Road surface type: Paved

About the community

Welcome to Lake Bluff, selling in the heart of Greeley, CO. This community features a park, lake and trails offering a lifestyle with endless outdoor adventure. Homes in this community are move-in ready including washer, dryer, fridge, and whole-home blinds, plus they can be closing-ready in 60 days or less – guaranteed. (You'll be reimbursed up to $5,000 for any delays we cause.)
View community details
Community
642 97th Ave, Greeley, CO 80631

Source: Meritage Homes