PLENTY of inside pictures coming by 8/18!!!! New Vinyl Bulkhead and New Jet Ski lifts and finger pier in 2021. Exceptional Custom-Built Waterfront Home in Montego Bay – 2,348 Sq Ft of Luxury on One of the Deepest Canals. Welcome to one of the most impressive custom homes in Ocean City’s desirable Montego Bay Community, where energy efficiency, thoughtful craftsmanship, and true waterfront living come together. Built in 2021, this exceptional 5-bedroom, 4.5-bath residence offers 2,348 square feet of beautifully designed living space with premium upgrades throughout — all perfectly situated on one of the deepest and widest canals in Montego Bay. Step inside and you’ll instantly feel the difference in quality and design. The heart of the home is the oversized gourmet kitchen, featuring solid surface countertops, generous cabinetry, and a large island with seating — perfect for gatherings, entertaining, or just enjoying a peaceful breakfast with views of the water. The main living and dining areas offer an inviting, open layout with plenty of natural light, water views from multiple angles, and access to the outdoor living spaces. Every inch of this home is tailored for comfort, functionality, and coastal charm. Upstairs, the private master suite is a true retreat — featuring its own private sundeck directly overlooking the water and a large walk-in closet, and a beautifully appointed en-suite bath. Imagine waking up to tranquil water views and stepping right outside to enjoy the breeze with your morning coffee. With five generously sized bedrooms and 4.5 elegant bathrooms, this home offers flexibility for large families, guests, or even a home office. Each bathroom is finished with modern fixtures and tasteful design touches that elevate the home’s appeal. Designed with energy efficiency and peace of mind in mind, the home is equipped with: A full solar panel system for energy savings, Two-zone energy-efficient HVAC for year-round comfort, A full-home fire sprinkler system for added safety. A high-end security and camera system already in place, Outside, your waterfront lifestyle awaits. The property includes a private dock with room for relaxing, launching, or entertaining — and best of all, the sale of this home includes the pontoon boat and (2) jet skis, so you're ready to hit the water the moment you move in. Also featuring a covered first floor sundeck, well-maintained landscaping and plenty of parking and just steps to one of Montego Bay’s community swimming pools. Located around the corner from the 8-acre wildfowl lake, perfect for morning walks, jogs, or birdwatching. From the location to the layout, and from the amenities to the upgrades, this home was built to impress. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this Montego Bay waterfront gem has it all. This is a rare opportunity — schedule your private tour today and see what makes this custom home truly one-of-a-kind! HOA fee is $396.00 per year. Furnishings are Negotiable.
Under contract
$1,425,000
627 Gulf Stream Dr, Ocean City, MD 21842
5beds
2,348sqft
Est.:
Manufactured Home
Built in 2021
3,600 Square Feet Lot
$1,385,500 Zestimate®
$607/sqft
$33/mo HOA
What's special
Modern fixturesTasteful design touchesWell-maintained landscapingPrivate dockCovered first floor sundeckWater viewsPrivate sundeck
- 9 days
- on Zillow |
- 1,793 |
- 52 |
Zillow last checked: 7 hours ago
Listing updated: August 20, 2025 at 12:38am
Listed by:
Larry E. Holdren II 443-366-4091,
RE/MAX One 410-535-6291
Source: Bright MLS,MLS#: MDWO2032180

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 5
- Main level bedrooms: 5
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Dishwasher, Dryer, Range Hood, Electric Water Heater
- Laundry: Dryer In Unit, Washer In Unit
Features
- Bathroom - Tub Shower, Eat-in Kitchen, Primary Bath(s), Dry Wall
- Flooring: Carpet, Laminate, Ceramic Tile
- Windows: Screens, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,348
- Total interior livable area: 2,348 sqft
- Finished area above ground: 2,348
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Off Street, On Street, Driveway
- Uncovered spaces: 2
Accessibility
- Accessibility features: Other
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Porch
- Exterior features: Street Lights, Outdoor Shower, Sidewalks
- Pool features: Community
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Bayside, Bay
- Frontage length: Water Frontage Ft: 40
Lot
- Size: 3,600 Square Feet
- Features: Bulkheaded
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 2410189373
- Zoning: TR
- Zoning description: TR
- Special conditions: Standard
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Coastal
- Property subtype: Manufactured Home
Materials
- Vinyl Siding, Frame
- Foundation: Crawl Space
- Roof: Shingle,Metal
Condition
- Excellent
- New construction: No
- Year built: 2021
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Natural Gas Available, Broadband, Cable
Community & HOA
Community
- Features: Pool
- Security: 24 Hour Security, Exterior Cameras, Monitored
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- Amenities included: Pool, Tennis Court(s), Shuffleboard Court, Water/Lake Privileges
- Services included: Management, Pool(s)
- HOA fee: $396 annually
- HOA name: MONTEGO CIVIC BAY ASSOCIATION
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $607/sqft
- Tax assessed value: $712,033
- Annual tax amount: $9,751
- Date on market: 8/15/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Inclusions: Furnishings Negotiable
- Ownership: Fee Simple
- Road surface type: Paved, Black Top
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