63 W Garfield St, Philadelphia, PA 19144

Located in the rapidly growing Germantown neighborhood, this charming 2-story townhouse presents a fantastic opportunity for both homebuyers and those seeking long-term value. Featuring two spacious bedrooms and one full bathroom on the second floor, the home has been well maintained and offers a strong foundation for future updates or immediate move-in. The full, unfinished basement adds plenty of storage space and offers potential for customization to suit your needs. With just a few minor updates and some thoughtful TLC, this property is poised to shine—especially for buyers planning to live in the home. This property qualifies for a 10K Grant offered by Prosperity Home Mortgage, which can be used for closing costs, rate buy-down, and more. It is fully forgivable to all buyers, not just first-time buyers. Reach out for more information. Additionally, the property qualifies for the CRA program, offering a conventional loan with no mortgage insurance, low down payment and lower interest rate. Lastly, Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. With a Walk Score of 81, most daily errands can be accomplished without the need for a car, offering a lifestyle of convenience right in the heart of the neighborhood. Commuters will benefit from being approximately 15 minutes from the Chestnut Hill East Line at the Wister station, offering quick and easy access to Center City and beyond. With public transportation, shopping, dining, schools, walkability, and major highways all within easy reach, this property delivers both value and location. Schedule your showing today and discover the potential this Germantown gem has to offer.